Sections
Today In Data
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673Rising To Meet New Risks That Come With New Opportunities
The scope of the massive digitization projects driving the economy can be hard to contain in a single thought. From easier access...
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860How Digital Is Transforming Vital Industries In 2019
At the dawn of a new decade, everything from grocery shopping to disaster relief is getting a digital upgrade. And as all...
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1.0KBeyond Everyday Payments And Commerce
It’s exciting times in the digital world. Amazon is trying to make a bigger play for control of connected vehicles, while the...
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1.0KBreaking Payments Stereotypes And Finding New Commerce Avenues
As we mark an historic IPO anniversary, it’s becoming even more clear that mobile commerce stereotypes need to be overcome. Not only...
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1.9KA Few Things About The Internet Of Things
Devices are everywhere – and are now intelligent and interacting with us through all manner of daily routines. There are billions of devices...
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1.6KSigning Onto The Subscription Model
The subscription eCommerce market is big business, growing at 300 percent over the past seven years. In the U.S., subscribers have signed onto...
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1.2KMoving Toward Supplier Onboarding, Done Digitally
Getting onboard with digital onboarding? The numbers, as shown in the Payables Friction Playbook: Old School Manual Versus Digital Onboarding Edition, give...
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1.4KFaster Payments Gone Global
Speedier payments, across the globe – faster and, in some cases, in real time. The Federal Reserve’s plan to launch FedNow may...
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1.2KFor FIs, Giving Corporates Credit (Cards) Where Credit’s Due
In the ever-evolving push by FIs to serve corporate clients, bringing new credit products to market remains a key initiative. As detailed...
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1.6KFinding Shoppers A Home Of Their Own
Given the amount of time the average consumer spends glued to a smartphone, it is not terribly surprising to see the large...
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2.0KPutting Security And Fraud Protection Into Place With SCA
Merchants are scrambling as the strong customer authentication (SCA) deadline looms. In other security news, phone numbers can provide a treasure trove of information about a...
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1.7KFighting Fraud With Identity Verification In The Sharing Economy
The verification and authentication processes of many sharing economy platforms are poorly equipped to combat the growing risk of fraud. In technology news, smartwatches and wearables...
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1.4KStaying Secure With Digital Identity
Governments are exploring options for developing nationwide digital ID systems, while financial institutions (FIs) and merchants are improving their authentication procedures for digital IDs. In...
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1.5KDriving Customer Engagement With Apps
Payments can help merchants fight app fatigue, with the App Store and Google Play collectively offering over five million apps. In retail, NakedPoppy taps into digital technology and...
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1.5KServing Up Innovation On Demand
Feeding the world is a noble goal – and in the digital era, it’s not a bad line of business to be...
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1.5KKeeping Pace In An Accelerating Payments Race
The U.S. is known for, among other things, being a “more is more” kind of place. Sometimes that is a good thing (case...
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2.0KPowering The New Digital Normal
As 2019 is entering into its second half, there is no shortage of investments in the future of the consumer experience. FIs...
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1.4KThe Omnidirectional Payments And Commerce Expansion
The world of payments and commerce appears to be growing quite literally in every direction at once: across borders and into experiences...
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1.3KWill There Be One App To Rule Them All?
Are consumers looking for a centralized app experience – one app to rule them all that streamlines access to any and every...
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2.0KThe Future Of Mobile Order-Ahead
Mobile order-ahead is on the rise, as new players enter the delivery scene and voice assistants take hold. In automated retail, merchants are updating their sales...
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3.9KInnovations In IoT Devices
Internet of Things (IoT) devices continue to grow in popularity, but security and privacy issues continue to make headlines. In security news, fraudsters are tapping into...
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807A Bigger Picture For Payments
As business becomes ever more global, payments diversity and new forms of trade financing and onboarding become ever more important. That doesn’t...
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1.4KPainting The Large Canvases Of Payments And Commerce
Real estate is the source of massive, ongoing digital innovation – and the same holds true, at least arguably, in the wider world...
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1.3KA Tale Of Innovations — And Potential Setbacks
Nothing is ever guaranteed, no matter the innovation or the size of the company. That’s pretty clear as Facebook’s Libra plan commands...
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2.1KFor Gig Workers, Advances In Pay Advances
Getting paid in advance for work to be completed later is gaining traction in the gig economy. As found in the Pay Advances...
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2.0KFor Credit Unions, Data As Competitive Advantage
Data, data everywhere. For credit unions, data may be the conduit to competing with banks. As found in the latest PYMNTS Credit Union Tracker,...
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1.9KHow Gig Worker Pay Advances Could Ease Financial Anxiety
Gig workers are beginning to get their wages before – not after – a job is complete through advances. In international news, China’s push toward a...
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1.4KIn The Dark About GDPR’s SCA?
Strong customer authentication (SCA) looms on the horizon for businesses based in Europe. The latest PSD2 Tracker shows that a majority of...
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1.3KBringing Supply Chains, Link By Link, Into The Digital Age
Supply chains are only as strong as their weakest link. Thus, data – the kind that helps buyers make sure their suppliers have...
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1.4KToday In Data: How Governments Are Strengthening Crypto Regulation
The Financial Action Task Force (FATF) recently released guidelines intended to increase the transparency of digital asset transactions, as regulators push for greater cryptocurrency...
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1.8KToday In Data: Enhancing The Customer Experience With Call Center AI
More call centers are beginning to rely on artificial intelligence (AI) for greater insights. In recurring payments, subscription commerce is having a “fear of commitment” moment....
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2.7KDelivering Card Management To Consumers With MCS
Consumers might not know about mobile card services (MCS), but they tend to be intrigued when told about the capabilities of these features. In...
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1.2KCurrent Trade Practices Put Older Companies At An Advantage
Some firms say they expect their suppliers to accept late payments because they’re important customers. In mobile point of sale (mPOS) news, consumers around the...
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1.7KInnovating With Cashierless Checkout In The UK
Tesco, among other British grocers, is working to bring cashierless shopping to the public in the age of Amazon Go. In other...
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1.8KThe Buy Button’s Evolving Role In eCommerce
Buy buttons are almost a given in 2019, with a majority of eCommerce sites offering at least one. And, in other retail...
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2.2KPicking Up The Pace Of Payments
The best speed in payments is usually faster – both when getting paid and when paying out. The ideal speed, of course, would be instant when...
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1.2KMoving To Tomorrow’s Payments Practices, Today
There is often a gap in the world of payments and commerce between the things businesses are interested in pursuing and the...
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2.0KCreating The Right Customer Experiences
Building the best possible consumer experience is the focus of many retailers and FIs – even though there is probably no one right...
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1.7KDelivering Faster And More Secure Payments
The financial services landscape is moving to upgrade existing payment infrastructures or create new systems to deliver faster and more secure payments. In the...
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1.7KDigital Banking, Millennially Mobile
Banking has gone beyond the branch, and financial services are increasingly rendered in bits and bytes. As found by the Digital Banking...
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1.6KRetailing The Automated Way
Checking in on self-checkout, the move toward seamless shopping done in the physical realm but with eCommerce features is an inexorable one....
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2.3KGDPR’s One-Year Anniversary (And Scorecard)
One year on, what has the General Data Protection Regulation (GDPR) wrought? The EU law has sought to let citizens decide how their...
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1.1KFishing Data From The Streams Of Streaming Media
Way back when, you had three TV channels, and wrestled with the VCR or maybe even waited for summer reruns. The “take...
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1.9KAdvancing The Adoption Of Real-Time Payments
Major financial institutions (FIs) need to get on board with real-time payment systems for them to achieve widespread availability, while credit unions are finding friendly ground...
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1.8KDigital Payments And The Online Workforce
Online payment methods and digital technologies are coming into the working world. In healthcare, identity is taking center stage amid digitalization in...
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1.1KBuilding New Digital Experiences
Mobile can help build new loyalty offerings, while responses help build Facebook’s new plans for digital payments. Balance transfers could lead to...
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1.8KSetting The Stage For Better Payments
P2P payments can play a big role in the B2B realm, while artificial intelligence is pulling more weight in the world of...
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1.7KHow To Build High Performance Via Digital — and Humans
Fraud is a two-headed beast, but the beast can be defeated as more consumers flock to marketplaces and other eCommerce destinations. Meanwhile,...
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1.4KBringing Speed And Digitization To Payments
Few companies meet customer demand for instant business-to-consumer (B2C) payments, while a large share of businesses still rely on paper checks for business-to-business (B2B) payments....
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1.9KHow Digital Tools Change The Security Landscape
Technologies such as artificial intelligence (AI) and biometrics are changing the digital security landscape, and a recent study found that social media networks have...
