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Today In Data
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1.2KThe Global Influence Of PSD2
The Second Payment Services Directive (PSD2) is impacting the use of data for business and consumers around the globe, and the European eCommerce industry could be...
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1.5KThe Latest Advances In Payments And Fraud Prevention
Point-of-sale financing just got a big boost via an acquisition that could lead to more payment synergies down the road. Meanwhile, the new...
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1.7KNext Steps In Payments And Privacy
As the Internet of Things expands, new questions are emerging about consumer privacy. New thinking, meanwhile, is evolving around the use of...
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2.2KDigital Dangers And Solutions
There’s a double-barreled threat pointed toward financial institutions, and now warnings are increasing about shadow banking. Meanwhile, there are moves afoot to...
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1.6KCost, Convenience And Collaboration: Three Cs Of Modern Commerce
Consumers in the digital era want it both ways: In one context, they want to do it all for themselves and act...
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2.1KBoosting The Good Growth And Killing The Weeds
As flowers are blooming in real gardens for spring, innovative ideas are blooming metaphorical gardens in payments and commerce. Things are getting...
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2.3KHow Startups Compete With Legacy Firms In Digital Banking
Legacy banks and FinTech firms are looking to create digital-only banking services to capture consumer interest in using smartphones for their banking needs. In...
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1.8KMeasuring Technology’s Promise Against Its Progress
There is no shortage of wonders in payments and commerce, which are advertised as the next big disruption in how consumers transact....
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2.5KmPOS Providers Cater To SMBs Amid Contactless Payments Surge
Mobile point-of-sale (mPOS) providers are catering to the needs of small and medium-sized businesses (SMBs) as the use of contactless payments heats...
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2.3KHow Payments Factor Into The Growing Gig Economy
The gig world is becoming a mainstream part of the economy, and workers are pursuing specialized jobs in the space. Last month,...
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2.5KIs Retail The Next Frontier In Banking?
Consumers are willing to bank with non-financial institutions – particularly big-name brands – if they are able. FIs are flagging when it...
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2.9KThe Push For Cybersecurity Technology At Credit Unions
Credit union (CU) associations and service providers are pushing for the adoption of technology to help with security and compliance. In retail,...
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2.0KThe Competitive World Of Mobile Order-Ahead
Quick-service restaurants (QSRs), as well as third-party apps, are devising strategies to convince consumers to choose them over rivals in the competitive...
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3.1KCards On File Cut eCommerce Friction
Storing a card on file is an integral part of the shopping experience for many consumers, as eCommerce continues to explode across...
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2.7KGlobal Demand Grows For Instant Payments
Woody Allen once supposedly said 80 percent of success is just showing up. Beyond that, in business and in life, showing up...
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2.8KTrust Cements Consumers To The Credit Union
To keep them coming back, get them to trust you – and work to keep that trust. That’s a wise maxim to...
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3.0KPlatform Economy’s Strong Growth, Based On Trust
The platform economy is global in scope, spanning countries, borders, languages and currencies. Digital meeting places, you might call them – bringing buyers...
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3.0KSubscribing To The Subscription Model
Across the pond, and here, too, subscriptions are big business – to the tune of one billion pounds. The model helps keep the...
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4.8KThe Money Laundering Cycle Spins On
It’s a $2 trillion problem, according to stats, and global in scope. Money laundering is big business and the recovered funds are scant,...
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4.1KHow Regulatory Concerns Are Sparking Digital Innovation
As the U.S. federal government tries to stem fraud and other losses in benefit programs, a new mobile app might just provide...
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2.2KThe Complicated Role Of Speed In Payments And Commerce
Faster payments is starting to make a splash in healthcare — thought as one source cautions, innovation in B2B payments is about more than...
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2.0KHow Payments (And Healthcare) Drive Digital Innovation
There is a gap between what merchants say they want to do toward innovation and what they actually do — and from that gap...
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3.4KWhat Makes For Real Change In Payments?
Cash may never really die, but that doesn’t mean speed enabled by digital technology isn’t playing a varied role in payment change...
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4.0KThinking Differently On Digital Payments And Data
Data breaches are a serious threat to the financial health of businesses and consumers. Is there a newer way to treat data that...
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2.8KTackling Fraud With P2P Payments
Companies are working to keep funds safe from bad actors as payments grow increasingly faster with person-to-person (P2P) solutions and real-time platforms....
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3.4KCombating Money Laundering With Automation
Solution providers are working to address proper compliance for financial institutions (FIs) and corporations across global markets. In addition, Kroger has become...
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2.6KFor Disbursement Satisfaction, Skip The Gift Cards
The way we pay and get paid is changing, and choice matters. To that end, found the latest Disbursement Satisfaction Index produced jointly...
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3.3KThe Evolution Of Digital Banking Security
Digital banking customers are looking for an institution that can keep their data safe, with security mishaps creating the possibility that they can move...
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2.9KThe Rise Of Faster Disbursements
Consumers are becoming more comfortable with real-time disbursements amid the rise of solutions that enable payments to be delivered shortly after they...
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2.8KMatching Ad Hoc Workers With Employers In The UK
Labour xchange is matching ad hoc employees with employers in the U.K. In addition, retailers are ranking mobile point-of-sale (mPOS) adoption high...
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4.4KAdjusting To PSD2 And GDPR In Europe
Consumers in the European Union (EU) are adjusting to Payments Service Directive 2 (PSD2) and General Data Protection Regulation (GDPR), even though these regulations focus on...
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2.6KReshaping Payments And Commerce
Unattended payments are among the forces shaping — or even reshaping — payments and commerce. So are the actions of government when it...
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2.5KBalancing Expectations With Consumer Authentication
While consumer satisfaction with authentication differs across sectors, financial services topped other markets in a recent report. In addition, there may be...
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2.8KThe Drive For Different Types of Innovation
How do you measure innovation? That’s a question that takes on fresh importance in today’s mobile and data age – and answers...
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2.9KConsumers Crave Convenience, But Focus On Safety
There is no shortage of things to worry about in the world of cybersecurity. From data breaches to fraudsters creating synthetic IDs using children’s...
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3.1KGrowing Strong: The Theme Of Early 2019
While worries about the domestic and global economies loom large, the story on the Street in early 2019 is mostly about growing...
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2.1KPicking Up The Pace Of Payments To Stay Competitive
Consumers have been trained – by Venmo and other P2P payments providers in the U.S. and around the world – to expect...
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2.6KDigital Tech Removes The Drama From Payments And Commerce
For consumers, merchants and financial institutions, drama usually means hassle, frustration and lost sales. When it comes to the fast-growing world of...
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2.9KThe Next Frontier In Connecting Across Channels
It might be a bit of a cliché to note that we live in an increasingly connected world – though given that...
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2.9KMobile Card Services In Consumers’ Daily Lives
Consumers are looking to their smartphones to manage their money with the help of mobile card services (MCS) in 2019. In other news, consumer packaged...
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6.8KFinTech’s New Face, And The Fight Against New Fraud
Not all FinTech providers are FinTech firms — the reasons behind that help bring a deeper understanding of the modern digital economy. That...
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3.0KBuilding Digital Power While Breaking Down Barriers
The latest numbers out of the payments and commerce world show eCommerce and other retail gains for a major U.S.-based player, while...
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6.1KThe Inverted Approach To Tackling Fraud
Banks, financial institutions (FIs) and other firms are grappling with a flood of application fraud and identity theft. In other news, customers see self-service...
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2.9KToday In Data: Digital Disbursements In Unexpected Markets
Digital disbursements are appearing in unexpected markets, such as sports betting platforms and boatsharing sites. Uber’s and Lyft’s initial public offerings (IPOs) are expected to take place this year, which...
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2.4KSigning Onto The Subscription Model – And Signing Onto Cryptos?
Increasingly, the subscription model has gained traction across all manner of offerings – from meal kits to razors to, of course, movies...
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2.5KData As A Prescription For FIs And Healthy Healthcare Collections
Data is everywhere, and ripe for the mining. It can help financial firms offer better services and can help healthcare providers set...
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1.7KGreat Expectations (And Demand) For Gig Workers And Digital Services Gone Global
The idea of “on demand” is firmly entrenched in the consumer mindset – increasingly so, as services are ever more digital, and...
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1.1KDynamic Friction, Keeping Consumers Safe Amid Contextual Commerce
Contextual commerce is everywhere, and much desired by consumers (just check out some of the latest stats from the Digital Consumer Report)....
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2.3KDigital Payments, Connected Commerce And The Need For Speed
For consumers, and increasingly for businesses, speed is coveted when it comes to payments. That’s especially true as transactions are done in...
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1.9KDigital Gains Often Come With Setbacks — And Criminality
One of the participants in one of the biggest payments megadeals to date has made recent gains — a good sign for...
