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Today In Data
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660Direct Deposits Top Disbursement Preferences
Consumers love direct deposits for recurring payments, but some consumers are not satisfied with the traditional paper check. How will these preferences...
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1.6KCar Rental Marketplaces Plan New Ways To Share Keys
Car-sharing marketplaces are rolling out new ways for borrowers to access cars through mobile apps. And PayPal has announced that it will acquire Hyperwallet to create an end-to-end payment...
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882Warehouse Clubs Test Curated Stores With Digital Options
Warehouse clubs are designing smaller stores, with a focus on omnichannel features and a carefully chosen selection. They are also seeking to...
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1.3KRestaurant Takeout, Meal Kits Cater To Convenience
Consumers are trading tables and booths at restaurants for their own homes, opting to take away food from QSRs instead of dining...
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1.6KThe Mobile Magic Of Summer Vacation
Summer means all kinds of things: trips to the beach, visits to national parks, road trips and, of course, Disneyland — the...
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968How Payments Will Power A New World Of Globalization And Gigs
As recently as two years ago, hundreds of thousands of Chinese patients and students were flocking to the U.S. That number has surely...
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1.2KUsing Efficiency To Find Lost Productivity
The world is becoming more digital, and digital-transaction-friendly, at an almost exponential rate over the last few years. All to the good —...
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500Developing Inclusion With Digital Products
Things that seem routine to some of us can present monumental challenges to others. For someone just starting out, coming up with the...
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1.2KNew Ways To Do Old Things
There are 2 billion people connected through the Facebook platform, which means it’s pretty much earned its moniker as the internet’s public...
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1.3KMatching Digital Security To Digital Services
Consumers are leading lives that are increasingly digitally mediated, particularly as their commerce lives are increasingly defined by multichannel interactions. There are...
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916Credit Entices, But Cash Still Packs A Punch
It may no longer be the case that cash is king on a global stage but, in some markets (particularly developing markets, like India), it’s...
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1.7KEmbedding Efficiency With Digital Processes
Waste not, want not, the adage goes — a bit of an exaggeration, perhaps, but one with a large grain of truth....
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2.9KSkipping The Hype, Finding The Opportunity
The gig economy started out as a way for workers to make a little bit of extra money on the side, but...
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1.6KGiving Customers What They Want (When They Want It)
Consumers, particularly younger ones, are increasingly likely to buy in context when making their purchases — be it on social media or...
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1.8KMeeting Customers Wherever They Are (Literally)
Why deliver oneself to a store — and face the hassle of heat, crowds and parking — when the store can deliver...
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1.7KAround The World With Payments And Commerce
The good news about living in a flat world is that it is increasingly connected and accessible — a big opportunity for...
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1.7KCaring Is Sharing (Data)
Everyone wants to rule the data world, but — as Gerhard Oosthuizen, CTO at Entersekt, recently pointed out — it’s not just about...
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1.0KResetting Digital Delivery
Though ubiquity is talked up as a goal, for smartphones in the U.S., it has already achieved destination status as 80 percent...
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1.8KMaking It Work — Wherever, Whenever
More than half of all drivers think they are better than average at driving — a fact that mathematical possibility cannot approve....
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988Capturing Commerce In Context
Consumers want convenience; in fact, they demand it. Instead of running to the grocery store, consumers are subscribing to meal kits for...
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1.8KBuilding Better Banks
The transition of the banking world to digital has been good for customers, who, on average, check in with their mobile banking...
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992Why Context Is Important In Commerce
In commerce, as in life, timing is everything. Show the right user the right Facebook offering at the right moment, and many...
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1.8KThe New Workaday World
In the next year alone, the gig economy will generate around $1.4 billion in revenue for its workers, but $1.2 trillion will...
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1.9KMobile Makes The World Go ‘Round
The great mobile commerce switchover felt like it was always coming but never arriving. However, the payments world has finally started to...
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1.4KThe Rapid Evolution Of ‘Getting The Job Done’
The world of work — in the U.S. and elsewhere — is radically and rapidly changing shape. The era of the employee...
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1.1KManaging Money Responsibly — And Not So Responsibly
If looking for evidence that we live in an increasingly digital world, one need not look much further than the veritable explosion...
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1.5KRecycling Old Methods Into New Ideas
Innovation, though it involves finding new good ideas, is also about holding onto and properly preserving the old ones. Some old ideas...
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1.6KBuilding A Bridge To The Next Generation Of Commerce
Millennial is now a generational definition that encompasses both those just leaving their parents’ home and entering college, and those paying a...
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1.9KThe Self-Services World For The Self-Sufficient Consumer
While the best customer experience can mean the full white-glove, high-touch interaction, sometimes customers want to make like Fleetwood Mac and go...
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1.6KFinding Value While Fending Off Threats
For years, it seemed every payments prestidigitator was predicting an imminent mobile disruption. After a run of false starts, the digital revolution is...
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2.7KBuilding Bridges To Emerging Consumer Groups
Demographic groupings make sense. They offer insight into what consumers are buying so pitches can be customized, helping to avoid unnecessarily selling apparel...
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1.5KFaster Is The Best Speed
Time is always of the essence, and it seems no one has any to spare, particularly when there’s money on the line. And...
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1.3KMaking Unexpected Connections
Given that the average American checks his Facebook page some 14 times a day, the social media giant’s decision to expand into online...
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2.8KRules Were Made To Be Broken, Or At Least Rewritten
There are some things that happened so predictably they became like laws. Transistor density on microchips doubled every year and a half,...
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2.5KMaking Way For The Up-And-Comers
The era of the up-and-comers is upon us. Areas that few people noticed in the past are now exploding onto the scene....
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1.7KMarking The Growth Charts
Spring is here, and growth spurts are the rule of the day. Apple managed to notch bigger sales and revenue growth last quarter...
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1.9KUsing Better Data To Build Better Results
Using data more efficiently can solve all kinds of problems. According to Douglas Merrill, founder of ZestFinance, better data combined with machine...
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1.5KLiving Up To The Hype (Or Not)
The hype is everywhere. It’s easy to get swept up in a world full of the “next big things.” Easy — but...
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5.1KThe (eCommerce) Race Is To The Swift
Going too slow these days is a costly error to make, as consumers don’t have the patience to wait for their merchants...
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1.2KThe Results Are In
In its quarterly earnings call, PayPal was bullish on mobile, which was perhaps to be expected with the kinds of recruitment and...
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1.8KAccelerating Innovation To Create Convenience
Finding solutions that work is great. But solutions that work everywhere for anyone who wants to use them is even better. Which...
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2.4KKeeping The World A More Secure Place
Keeping the world safe from the bad guys is no small job, no matter where they show up. It could be in...
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1.7KNew Channels, Bad Checks And Surprising Payments Partners
Paradigm shifts don’t happen often, but lately they seem to have a way of creeping up on the payments and commerce ecosystem....
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2.1KSecond Looks And New Ideas
Spring is the season for cleaning out the old and ushering in the new. And sometimes a new groove is just what...
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2.1KGiving The People What They Want
The customer has spoken. These days it isn’t so much about giving them what they want, so much as it is about...
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2.9KThe Power — And Perils — Of Expanding Access
The era of expanding access through the magic of digital connection has made things that were previously unimaginable almost commonplace today. It’s...
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1.8KGetting A Glimpse Under The Payments And Commerce Hood
Appearances can be deceiving, which is why avoiding assumptions is often the better part of valor. One might assume major banks are out...
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1.7KRethinking Conventional Wisdom
All tech platforms are the same. Banks aren’t serious enough about digital. Tokens are a new idea. There are lots of commonly...
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1.8KPayments And Commerce Win, Lose Or Draw
A good day is often a matter of perspective: One firm’s day of triumph is another’s day that will live in infamy....
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1.5KAdjusting To The New Normal
The only constant in the world is change: whether it’s the changing shape of the EU, the resetting of rules on how...
