Sections
Today In Data
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707Accentuating The Payments Positives, Eliminating The Negative
High-pressure systems often have bad news to share. In payments, data theft is going nowhere: In fact, it is expected to be...
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1.2KToday In Data: Digital Payments Take Two Steps Forward, One Step Back
That digital payments are moving forward fast is inarguable at this point. You can see it in the explosive growth of P2P payments in the...
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1.6KToday In Data: The High Cost Of Falling Behind In Payments
In a world that is moving quickly – and often in a lot of new directions at once – staying caught up...
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990Today In Data: Innovative Solutions In Search Of Problems
Sometimes a problem that needs to be solved is pretty obvious: A hurricane is bearing down on the coast, and there are solutions...
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1.1KToday In Data: Consumer Necessity Is The Mother Of Retail Innovation
Everyone is looking for more these days: more sales, more experiences, more commerce touchpoints, more security, more seamlessness. Consumers want faster authentication methods, buyers want...
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1.3KToday In Data: Fighting Fraud Without Frustrating Merchants
For all the time, energy and effort spent fighting fraudsters, they are persistent in looking for ways to fight back. The costs are myriad,...
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1.4KMatching Retail And Payment Perceptions To Realities
There are many things modern consumers perceive as true, even when they aren’t. One might be tempted to think cash is on...
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972Today In Data: The Challenge Of Speeding Up Payments While Slowing Down Fraud
An awful lot of dark money moves round the world each year – between 2 and 5 percent of global GDP by UN estimates....
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1.5KToday In Data: Variety Is The Spice Of Life (And Commerce, And Payments)
A little choice goes a long way in a digital economy. Being able to choose the pace of payments is critical for businesses, as letting customers...
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2.6KToday In Data: Firing Up Faster Payments While Fighting Faster Fraud
Faster payments pack a lot of potential – technologically speaking and in terms of usefulness. And they are clearly providing for a need wanted...
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1.9KToday In Data: Tapping Into The Tokenized Future
While the “mobile everything” future has been long predicted, as of the second half of 2018, we are actually beginning to see...
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1.8KToday In Data: Correctly Capturing Consumers’ Needs
Consumers want what they want, when they want it – and they want to be able to feel confident that they can...
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1.8KToday In Data: Picking Between David And Goliath
In a David vs. Goliath story, usually the smart money is better on Goliath being bigger, stronger and better armed. The grocery...
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2.0KToday In Data: Invention As The Mother Of Necessity
While we tend to think of necessity as preceding invention, it can work the other way around. Sometimes consumers and businesses don’t know they...
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1.2KToday In Data: The Rewarding, But Risky, World Of Increasing Automation
Time-consuming, manual and paperwork-heavy processes are increasingly out of fashion for digital connected consumers, and out of fit with their lifestyles. Consumers...
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1.2KToday In Data: Faster Payments, Powering Everything From Gig Work To Katy Perry
What do Australia, the gig economy and Katy Perry’s upcoming album have in common? They are all tightly tied to payments — specifically, tapping into the power...
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1.1KToday In Data: The Power Of Pricing
The conventional wisdom in retail is that pricing is almost everything: Lob a discount, and the consumers will come. But recent research...
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1.5KToday In Data: A Mobile Economy Is A Self-Determined Economy
Some things won’t ever change. The change of summer to fall will likely always send tens of millions of American families scrambling to...
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3.7KToday In Data: Investing In A More Efficient Future
Efficiency is everything, pretty much in any arena. Because being inefficient is very costly – both in literal dollars and in opportunities lost to forge business...
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1.2KToday In Data: The Building Blocks Of An On-Demand World
The world does not look radically different from the place it was 20 years ago, at least not at a quick glance....
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1.6KToday In Data: Creating – And Securing – The Next Generation Of Customer Touchpoints
With the vast majority of American adults carrying a supercomputer in their pockets all the time, the opportunities to reach out and...
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1.6KToday In Data: Better Ways To Buy, Better Ways To Live
Yesterday’s earth-shaking innovation can so easily slip into becoming today’s discarded idea that the transition can be easy to miss – the A&P...
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2.4KToday In Data: An App For Every Need
The great mobile payment revolution is finally underway – albeit in a form that no one predicted in 2014 when the hype...
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3.5KToday in Data: Filling Needs, Fixing Vulnerabilities
The IoT market is growing exponentially – but in the lives of consumers, it’s on an industrial scale. The good news: It’s mostly a “more...
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1.7KToday In Data: Two Steps Forward, One Step Back
While progress is often described as a persistent march forward, a more accurate metaphor might be something more in line with a...
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689Today In Data: Matching The Right Solution To The Right Problem
There is always a bit of a matching game going on in payments and commerce: As solutions proliferate, there’s a race to...
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1.4KToday In Data: Correctly Capturing The Moment Of Inspiration
The magic moment in commerce is when the customer sees it – and wants to buy it. The moment of inspiration when if that “buy...
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1.4KToday In Data: Unlocking The Global Power Of Payments
While mobile payments did quite explode onto the scene in the ways forecast, the power of payments to power platforms is rapidly changing the...
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1.3KToday In Data: Following The Spend To New Opportunities
When in doubt about what consumers or businesses want and need, follow the money. But look sharp, as banks and FIs everywhere are...
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2.1KToday In Data: The Upgrading And Diversifying Face Of Financial Services
After a long, and at times painful, journey back from the wilderness that began in May 2016, it looks like things are...
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1.4KToday In Data: Expecting The Unexpected
We are often advised to expect the unexpected – usually by people who haven’t really thought through how very hard that actually...
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1.7KToday In Data: Slow And Steady Is The Pace
The preferred speed setting for everything in the era of cloud connectivity, mobile and digitization is “faster.” Suppliers want buyers to pay their invoices...
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1.1KToday In Data: Pulling Off A Good Twist Ending
It will never be said of Apple that they lacked a flair for the dramatic – and hitting the U.S. public market’s...
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612Today In Data: When Things Aren’t Quite What They Seem
It is easy to get taken in by appearances, which, as the old saying goes, can be deceiving. For example, it can...
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1.8KToday In Data: Healthier Systems, Healthier People
Healthcare is a massive market in the United States – the insurance industry alone is valued in the trillions of dollars. And yet,...
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2.1KToday In Data: The Best Time Is Real Time
For businesses, workers and consumers all over the world, the best time for a payment is right now – if at all possible. Unlocking...
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1.9KToday In Data: The Power In Picking The Right Partners
Good partnerships – Abbott and Costello, Jobs and Wozniak, chocolate and peanut butter – can change the world. When combined, the two...
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3.4KToday In Data: Changing The Technology And Evolving Preferences
Normal operating procedure for consumers on the eve of the 2020s is incredibly different than it was on the eve of the...
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1.3KToday In Data: The Digital Tide Raising All Boats
Going digital, optimizing for mobile and chasing the great connected commerce change-over are the prescribed solutions for a wide variety of problems....
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2.6KToday In Data: So Many Ways To Buy, So Little Time
Consumers love choice and are always ready to embrace the next big thing. The explosion of voice assistants and the smart speaker market are...
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1.2KToday In Data: Offering Faster And Cheaper By Building More Stable And Secure
Capturing customer loyalty is not easy thing when customers are a fickle and mobile group. Offering better pricing is always a good starting point,...
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1.2KToday In Data: Two Steps Forward, One Step Back
There is a lot to be happy about in 2018 — despite the sometimes dire tone of the headlines. Wages have been going up,...
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1.5KToday In Data: The Many Roads To Making Consumers Feel Secure
Security is a complicated and thorny topic in payments and commerce, because it means different things to different consumers. The most obvious...
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1.4KToday In Data: Value-Add Services And Scan-And-Go’s Future
With Amazon Go and other retailers seeking to change the way consumers pay for groceries, mobile technology companies are eyeing value-add services, such as loyalty...
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1.9KToday In Data: Easy On, Easy Off
Easy to access on-ramps when a customer or business wants to try a product or service, and easy to find off-ramps when...
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2.0KToday In Data: Going Big, Thinking Small
The marketplace of 2018 and its many opportunities are the favored fodder for optimists in the digital age. But a fast-growing world...
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1.4KThe Certain Value Of Certainty
Reliability and consistency are not the sexiest virtues out there — and yet, when pressed, both consumers and businesses will admit that...
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1.6KToday In Data: The Many Right Contexts For Commerce
The era of contextual commerce is upon us — though what exactly that means can vary. One brand’s successful foray into context can easily turn...
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2.4KCreating The New Payments And Commerce Normal
The pace of payments is getting faster — because the demand and expectations are on the rise. Gig workers and those living...
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1.8KThe Multifaceted Future Of Self-Service
Consumers, while generally desirous of good service in general, are these days increasingly willing to serve themselves. In fact, a growing number of...
