What’s Trending

Merchant Innovation
Enhanced Layaway Programs Coming Back In Style
October 05, 2015

Just about every retailer is either launching or considering programs to get customers the products they want as fast as humanly possible. Amazon’s same-day and one-hour delivery options might be the industry standard — and as other merchants chase that kind of success, customers will...

Is Surge Pricing Coming To A Theme Park Near You?
October 05, 2015

The sheer amount of attention Uber and its founders are receiving should be proof enough that the ride-hailing app has disrupted a once-stable industry. With taxi drivers protesting and government regulators scrambling to come up with effective policies for on-demand work, Uber has experienced such...

Mobile Commerce
Android Soars To Nearly 1.4B Active Users
September 30, 2015

There’s no denying Android is holding tight to its status as the world’s most used operating system. With 1.4 billion active users reported, Google has officially surpassed Apple’s sales of more than 1 billion iOS devices since 2007 as well as Microsoft’s plan to have 1 billion...

Hmmm
NSA Chief: Cyber Spying Continues Despite US-China Talks
September 29, 2015

The U.S. and China may have signed a Memorandum of Understanding last week to establish an agreement on trade and information security, but the National Security Agency director warned such an accord will not deter cyber espionage activities, CIO Online reported yesterday (Sept. 28). In...

Controversial
Another Reason Ad Blockers Will Rain On Retailers’ Revenue Parade
September 25, 2015

Apple is used to landmark product launches, but September was a singular month for the tech giant. In the space of nine days, Apple released both iOS 9 on Sept. 16 and the new iPhone 6s today (Sept. 25.). Even though customers will be clambering...

Hmmm
China’s Devaluation May Lead to Unintended Consumer Consequences
September 25, 2015

As U.S. retailers look for price concessions from China in the wake of last month’s currency devaluation, margins may tick up, for now anyway. But there could be a blowback in the form of reduced enthusiasm, and buying power, from China’s consumers, which could impact...

Fed Backs NACHA’s Same Day ACH
September 24, 2015

The Federal Reserve announced Sept. 23 its approval for enhancements to the Federal Reserve Banks' same-day ACH service, which goes into effect Sept. 23, 2016.

News
Primark’s Pricing Model Puts US Retailers On Alert
September 23, 2015

Over the past several years, disruptive technologies have been the cause of various shakeups in a static retail industry. However, it doesn’t take a new shopping app or innovative in-store beacon system to pull the rug out from under some of the clothing retail sector’s longest-standing...

Mobile Commerce
What’s Trending Today — Sept. 22 Recap
September 22, 2015

What's trending in payments today? Starbucks talks international Mobile Order & Pay, First Data looks toward its IPO, Circle gets a bitcoin license, the EMV deadline is ticking closer and consumers share their thoughts on the penny.