Consumer Finance

Consumer Finance
Upstart Says Originations Leap as Consumer Credit Strength Improves
November 04, 2025

Artificial intelligence (AI) lending marketplace Upstart saw growing consumer demand and steady consumer credit strength in the third quarter, executives said Tuesday (Nov. 4) during an earnings call. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Consumer Finance
Experian to Launch Credit Score in UK That Includes Rental Payments
November 03, 2025

Experian UK&I is set to introduce a new credit score in the United Kingdom that will include rental payments and other financial behaviors in consumers’ daily lives. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Consumer Finance
Fast-Casual Restaurant CEOs Say Kids Are Cutting Discretionary Spending
October 30, 2025

Younger consumers are reportedly cutting down on their trips to restaurants due to the challenges they face in the labor market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Consumer Finance
Nova Credit Makes the Case for a Real-Time Credit Bureau
October 27, 2025

Watch more: Need To Know, Nova Credit, Misha Esipov Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Consumer Finance
The Fragile Backbone of the US Economy: Inside the Labor Economy
October 27, 2025

The “Wage to Wallet™ Index: Measuring the Labor Economy’s Impact on U.S. Financial and Economic Health,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, shines a spotlight on the 60 million workers whose jobs form the connective tissue of the United States economy. These...

Consumer Finance
Rising Prices Leave a Third of Consumers Saving Less
October 24, 2025

Americans are sorting themselves into distinct budgeting tribes, and not all are thriving. The latest PYMNTS Intelligence Paycheck to Paycheck 2025 report finds that while more consumers say they want to be saving more next year, the reality is that optimism often outpaces behavior. Get the Full...

Consumer Finance
Only 21% of Consumers Created a Budget Last Year
October 23, 2025

Consumers in the United States may be strapped, but not everyone feels the same financial strain. The difference often comes down to how they budget. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Consumer Finance
Gen Z Credit Scores Plunge as Cost of Living Rises
October 19, 2025

For members of Generation Z, it’s becoming harder and harder to maintain good credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Consumer Finance
Upgrade Valued at $7.3 Billion After $165 Million Funding Round Led by Neuberger
October 16, 2025

Upgrade has raised $165 million in a new funding round that values the FinTech at more than $7.3 billion, according to Bloomberg. The round, led by Neuberger Berman’s NB Alternatives Advisers, positions the San Francisco-based company for a potential initial public offering (IPO) within the...