Consumer Finance

Retailers Turn Data Into New Credit Options for Consumers
Consumer Finance
Retailers Turn Data Into New Credit Options for Consumers
November 15, 2022

Like so many things looked at from a pre- and post-COVID perspective, the traditional methods of measuring credit worthiness — and extending credit — no longer are applicable in today’s omnichannel environment. Get the Full Story Complete the form to unlock this article and enjoy...

October Inflation Report: A Third of US Consumers Now Struggle to Pay Bills
Consumer Finance
October Inflation Report: A Third of US Consumers Now Struggle to Pay Bills
November 09, 2022

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Item-Level Data Helps Gen Zs Build Financial Literacy While Saving Money
Consumer Finance
Item-Level Data Helps Gen Zs Build Financial Literacy While Saving Money
November 08, 2022

Inflation is at multi-decade highs, forcing us to scrutinize where every dollar is going and how to stretch those dollars as far as possible. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Consumers Still Tapping Cards to Spend but Credit Growth Slows
Consumer Finance
Consumers Still Tapping Cards to Spend but Credit Growth Slows
November 07, 2022

We may be seeing a tipping point for debt — where gains in personal loan borrowing come at the expense of pricier credit card debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

‘Excess Savings’ Far Less Excessive Than First Thought
Consumer Finance
‘Excess Savings’ Far Less Excessive Than First Thought
November 04, 2022

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Americans Still Have $1.7T in Savings as Recession Looms
Consumer Finance
Americans Still Have $1.7T in Savings as Recession Looms
October 31, 2022

Thanks in part to government intervention during the pandemic, Americans have banked about $1.7 trillion in savings, according to the Federal Reserve. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

40% Of US Households Are More Vulnerable to Labor Market Volatility
Consumer Finance
40% Of US Households Are More Vulnerable to Labor Market Volatility
October 25, 2022

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Many Paycheck-to-Paycheck Consumers Seek Relief in New Jobs
Consumer Finance
Many Paycheck-to-Paycheck Consumers Seek Relief in New Jobs
October 24, 2022

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Digital Budgeting Tools Are Inflation Era Lifeline for Millennials and Gen Zs
Consumer Finance
Digital Budgeting Tools Are Inflation Era Lifeline for Millennials and Gen Zs
October 19, 2022

As European consumers look to mitigate against continent-wide inflationary pressure, many are tightening their purse strings ahead of what may be a difficult winter. Across the continent, soaring food and fuel prices mean keeping finances in order is more important than ever. Get the Full...