Consumer Finance

Consumer financing is when a business offers financing to their customers with help from a professional finance company. This allows the consumer to pay for a good or service they couldn't pay for up front in cash or credit card. Consumer finance is helpful for both businesses and consumers
As Prices Rise, Consumers Shift to Meals at Home
Consumer Finance
As Prices Rise, Consumers Shift to Meals at Home
September 09, 2022

With ongoing food price increases come even more consumers opting out of restaurant purchases in favor of more affordable meal options. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

New Survey Shows Consumers Less Optimistic Than Fed on Taming Inflation
Consumer Finance
New Survey Shows Consumers Less Optimistic Than Fed on Taming Inflation
September 09, 2022

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The Data Point: Paycheck-to-Paycheck Living Now Stands at 59% of All US Consumers
Consumer Finance
The Data Point: Paycheck-to-Paycheck Living Now Stands at 59% of All US Consumers
September 02, 2022

With inflation deflating the dollar and prices through the roof, more Americans report they are living paycheck-to-paycheck, though the stats vary month to month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Data Brief: While 73% of Shoppers Buy Fresh Groceries, Just 57% Purchase Packaged Food
Consumer Finance
Data Brief: While 73% of Shoppers Buy Fresh Groceries, Just 57% Purchase Packaged Food
August 30, 2022

As food prices rise, many consumers are looking for more cost-effective alternatives. Yet, shoppers shifting from restaurants to grocery stores are not necessarily looking to replace restaurant meals with ready-to-go options. In fact, many more grocery shoppers buy fresh meat and veggies than packaged or...

Consumers Pulled Back on Grocery Purchasing in July
Consumer Finance
Consumers Pulled Back on Grocery Purchasing in July
August 29, 2022

As ongoing inflation has many being more cautious about their spending, the share of consumers making grocery purchases each month is on the decline. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

NEW DATA: US Consumers Face Emergency Expenses 3.5x Larger Than Fed Estimates
Consumer Finance
NEW DATA: US Consumers Face Emergency Expenses 3.5x Larger Than Fed Estimates
August 29, 2022

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Wealthier Americans Shave Credit, Debit Card Spending
Consumer Finance
Wealthier Americans Shave Credit, Debit Card Spending
August 25, 2022

Outside of basic purchases like groceries, gas and clothes, Americans earning over $125,000 annually are continuing to reel in credit and debit card spending for the third month in a row, according to a study by the Bank of America Institute. Get the Full Story...

Consumers Stretch Their Spend to Keep Pantries and Wallets Full
Consumer Finance
Consumers Stretch Their Spend to Keep Pantries and Wallets Full
August 25, 2022

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Business Management Firm Zuper Teams with Wisetack on Consumer Financing
Consumer Finance
Business Management Firm Zuper Teams with Wisetack on Consumer Financing
August 16, 2022

Field operations specialist Zuper and consumer financing firm Wisetack are linking up based on the premises that consumers will appreciate not having to visit bank offices to borrow money and businesses will benefit from empowering their field agents to arrange financing. Get the Full Story...