Consumer Finance

Consumer Finance
Food for Thought: As Grocery Bills Rise, Living Paycheck to Paycheck Gets Tougher 
September 28, 2021

As the price of what’s in the pantry rises, consumers living paycheck to paycheck suffer, disproportionately. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Consumer Finance
75 Pct of Lease to Own Consumers Say It Puts Durable Goods Within Reach
September 24, 2021

For millions of consumers, having a limited or blemished credit history means traditional conduits of credit are inaccessible, and so they cannot buy larger-ticket durable goods items. But alternative payment options such as buy now, pay later (BNPL) are gaining traction, and can make those...

Consumer Finance
Household Net Worth, Debt and Credit Rose Significantly in Q2
September 23, 2021

U.S. total household net worth jumped $5.8 trillion to $141.7 trillion in the second quarter of 2021, according to the Federal Reserve’s Financial Accounts of the United States report, which was released Thursday (Sept. 23). Get the Full Story Complete the form to unlock this...

Active Study
Report: Personal Loans Help 36M Paycheck-To-Paycheck Consumers Stay Afloat
September 22, 2021

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Consumer Finance
New PYMNTS Data Shows 20% of Durable Goods Buyers Use Lease-to-Own Programs 
September 21, 2021

Nearly 20% of U.S. consumers who acquired durable goods over the past 12 months did so using lease-to-own programs, PYMNTS research found. While those 34 million consumers tended to have fewer credit cards and lower credit scores, they also had access to personal loans, home...

Consumer Finance
Citing ‘Tale of Two Recessions,’ LendingClub Points to Need for Automated Savings 
September 21, 2021

Data tells a story — and depending on where you look, different data sets tell different stories. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Consumer Finance
UNest Expands Funding Options with PayPal Integration
September 14, 2021

Money app UNest, which helps parents invest in and save for their children’s future financial needs, announced in a Tuesday (Sept. 14) press release that it’s now integrated with PayPal on a program that will allow UNest members to put money into their kids’ investment...

Consumer Finance
LendingClub CEO Says Breadth of Consumers Living Paycheck to Paycheck Is ‘Wake-up Call’
September 08, 2021

The paycheck-to-paycheck economy reaches far and wide, as a growing number of individuals and families across the U.S. struggle mightily to make ends meet. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Consumer Finance
Most Consumers Overestimate Credit Scores But Still Want To Boost Them
August 25, 2021

There can be a wide gap between perception and reality – in all facets of life, but especially when it comes to credit scores. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...