Consumer Finance

Consumer Finance
January Retail Numbers Expected To Be Soft
February 05, 2016

It seemed like, even in the depths of the holiday shopping season, retailers were still dreading the release of dismal monthly sales numbers. Unfortunately, it looks like that trend will continue into 2016. Get the Full Story Complete the form to unlock this article and...

Consumer Finance
Court Case Challenges CFPB’s Power
January 25, 2016

A storm is brewing over the realm of the Consumer Financial Protection Bureau’s (CFPB) power as the government agency enters a legal battle set to be reviewed by the District of Columbia Circuit Court of Appeals on April 12. Get the Full Story Complete the form to...

Consumer Finance
Western Union’s One Billionth Bank Account Milestone
January 21, 2016

Western Union (WU) now connects its customers to over 1 billion bank accounts across the world, the company announced. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Consumer Finance
What Does The ‘Pink Tax’ Say About Retail’s Quest For Profit?
December 29, 2015

Shakespeare famously wrote that “a rose by any other name would smell as sweet,” but that poetic sentiment doesn’t quite translate when it comes to dissimilar prices on similar products. For the most part, customers don’t want to feel like superficial differences to a product,...

Does Consumer Confidence Match Their Spending?
June 30, 2015

[vc_row full_width=”” parallax=”” parallax_image=””][vc_column width=”1/1″][vc_column_text css_animation=”]An important predictor that helps retailers project just how much consumers are willing to spend is tracking how confident they are in the state of the economy. Get the Full Story Complete the form to unlock this article and enjoy...

Samsung Galaxy S6 Will Ship With Mobile Payments
February 05, 2015

While largely seen as a major Android phone carrier, Samsung wants to be thought of more like Apple than like other phones, in that it wants to have its own built-in ecosystem that its consumers can come to use in their everyday lives. One way...

Gratuity Grows With E-Payments
February 03, 2015

Ever thought a place could get away with having customers tip 40 percent for a medium coffee just by using an iPad POS system? As POS devices increasingly become more digitized, and as payments increasingly shift to mobile and cards, tipping has also increased to...

Capital One Analysts Charged for Database Mining for Personal Profit
February 02, 2015

The Securities and Exchange Commission has charged ex-Capital One analysts Bonan and Nan Huang with insider trading after it was found that they were using the company’s consumer database to predict stock prices from retail sales data, according to a formal litigation release from Jan 22. Get...

Visa Europe to Spend EUR 200 Million on Digital Payment Technology
January 30, 2015

Responding to company reports that contactless and digital payments have grown in 2014, especially in Europe, Visa Europe on Jan. 29 formally announced a plan to invest an additional 200 million euro into developing its digital payment technology, which had been suggested as early as...