Consumer Finance

Consumer financing is when a business offers financing to their customers with help from a professional finance company. This allows the consumer to pay for a good or service they couldn't pay for up front in cash or credit card. Consumer finance is helpful for both businesses and consumers
Consumer Finance
Consumer Prices Rose In March – But Not By Much
April 15, 2016

For all the shifting financial sands retailers sit atop, there are still some ironclad rules of economic reasoning – when prices are low, consumers ought to buy more. When they’re high, well, it’s better to hope it’s not by too much. Get the Full Story...

Banks Want In On Check-Cashing Business
April 14, 2016

The New York Times reported that banks are getting into the check-cashing game, charging fees for the service. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Consumer Finance
Wealth Inequality Might Be Hurting Families’ Retail Budgets
March 31, 2016

This year more than most, bombastic speeches about wealth inequality and the shrinking middle class seem more like rhetorical props than actual issues in the real world. More often than not, the discussions revolve around economic redistribution as some kind of zero-sum game between the...

Consumer Finance
Forget Retirement Planning — Millennials Want Student Debt Help From Employers
March 23, 2016

Student loan debt — it’s an issue in the halls of academia across America, in the halls of power on Wall Street and even on the presidential campaign trail. However, few people ever stray beyond the talking points of “Debt bad; Degrees good!” and, as...

Consumer Finance
Prosper, HomeAdvisor Overhaul Home Improvement Financing
March 15, 2016

Homes might not have been a great investment seven or eight years ago, but now that the housing market has more or less stabilized, homeowners looking to get to work on that new addition have even more help on the financial front. Get the Full...

Consumer Finance
Asia-Pacific Home To The Biggest Spenders And Savers
February 25, 2016

If it stands to reason that economies don’t develop at the same rates, then it should follow that the consumers in those economies also experience fluctuations to their confidence in larger markets. It should also follow that the countries that have seen impressive growth over...

Consumer Finance
How Do Customers — And Retailers — React To Tax Returns?
February 23, 2016

For all the johnny-come-latelies who spend the hours before midnight on April 17 scrambling to submit their tax forms, there are millions more Americans who are sitting pretty with their tax refunds already in hand. It’s a peculiar part of tax season. Nobody likes handing...

Consumer Finance
Do Consumers Really Care About FinTech?
February 10, 2016

An increasing number of Americans are moving towards relying on FinTech services to improve their financial well-being, research has found. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Consumer Finance
January Retail Numbers Expected To Be Soft
February 05, 2016

It seemed like, even in the depths of the holiday shopping season, retailers were still dreading the release of dismal monthly sales numbers. Unfortunately, it looks like that trend will continue into 2016. Get the Full Story Complete the form to unlock this article and...