The assumption that consumers are motivated primarily by upside has defined the go-to-market playbooks of payments companies, FinTechs and consumer brands for years. However, findings in the January report “Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026,” a collaboration...
U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. The Missouri Republican announced Monday (March 26) that he was looking into the credit scoring company’s recent price hikes, and that he wants the Federal Trade Commission (FTC) to do the same....
Consumer credit has so far been shaped and defined by a single product. The revolving credit card. But the revolving credit card’s fundamental architecture, built for a world where credit lines were static and repayment schedules predictable, is now colliding with a new consumer reality....
Watch more: Monday Conversation With Propel Holdings’ Clive Kinross Karen Webster didn’t send Clive Kinross the questions ahead of time. So when she asked him, point-blank, whether the FICO score was dying, he hadn’t prepared an answer. What came out was unscripted. And more revealing for...
Inflation in the United States appears contained for the moment, yet the latest reading suggests consumers may be navigating a calm that could prove temporary. The Consumer Price Index rose 2.4% year over year in February, according to data released on Wednesday (March 11) and...
Life has a way of introducing expenses without regard for timing, and household budgets increasingly bear reality in mind. From routine car maintenance to medical bills, unexpected costs have become part of how consumers plan, save and manage cash flow. According to the January 2026...
When Robinhood Markets burst onto the scene, it targeted individual retail investors. Now, it’s going after their households. The brokerage announced a suite of new products centered on family finance, including shared account visibility, custodial investment accounts for children, trust accounts for estate planning, tax-aware...
Picture three Americans staring at the same electric bill. The retiree sighs, turns down the thermostat and makes a mental note to skip dinner out next week. The 28-year-old opens three apps on her phone —one to split the payment into installments, one to pick...
Job security has long been treated as the cornerstone of financial stability, yet new data suggest that security without mobility can narrow economic choices rather than expand them. The “Wage to Wallet Index” from PYMNTS Intelligence, WorkWhile and Ingo Payments finds that workers’ perceptions of...