Visa and Mastercard have announced an updated settlement in a 20-year legal battle with merchants. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
Visa and Mastercard’s 20-year legal battle over interchange fees is reportedly winding down. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....
For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great Credit Divide,” a joint effort between PYMNTS Intelligence and i2c, building or improving a credit...
While card issuers prioritize broad product offerings or aggressive marketing, the truly best-in-class performance in the payments sector hinges on a commitment to speed and security in customer experience and operational choices. Get the Full Story Complete the form to unlock this article and enjoy...
Credit card issuers have spent decades refining the science of credit scoring. But the latest research from PYMNTS Intelligence and Elan Credit Card suggests that the real risk to issuers may lie not in lending decisions themselves — but in how those decisions are explained....
For millions of Americans trying to balance budgets, credit remains a financial lifeline and a psychological minefield. But even for those who appear to have financial security, managing revolving balances, rate hikes and everyday spending continues to test household resilience. Get the Full Story Complete...
Working capital is no longer just a buffer for struggling firms. It’s becoming a growth engine for forward-thinking and strategic finance teams. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...
American Express has introduced a digital advertising platform dubbed Amex Ads. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...
Holders of premium credit cards are reportedly paring down the number of such cards they carry after recently announced increases in annual fees. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...
