Banking

Banking
OCC May Give Senators Warren and Scott Access to Trump Bank Application
February 26, 2026

Comptroller of the Currency Jonathan Gould said Thursday (Feb. 26) that he will consider sharing the unredacted bank charter application of World Liberty Financial, the decentralized finance company co-founded by members of the Trump family, with the chairman and the ranking member of the Senate...

Banking
Santander Looks to AI for Digital Transformation
February 25, 2026

Banco Santander is leveraging artificial intelligence (AI) as it works to boost its profit and its customer base over the next 24 months. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Banking
JPMorgan’s $20 Billion Tech Bet Could Shrink FinTech’s Innovation Edge
February 25, 2026

Updating the banking core has traditionally been viewed as akin to docking a cruise ship, with modernization serving as shorthand for incrementalism. Digitize the front end, bolt middleware onto aging cores and keep the balance sheet insulated from technological risk. Get the Full Story Complete...

Banking
White House Weighs Requiring Citizenship Checks for Bank Customers
February 24, 2026

The Trump administration is considering requiring banks to collect citizenship information from both new and existing customers, The Wall Street Journal reported Tuesday (Feb. 24), citing unnamed sources. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Banking
JPMorgan’s Dimon Positions AI as Competitive Banking Battleground
February 23, 2026

JPMorgan Chase’s latest company update, on Monday (Feb. 23)  underscored that the firm’s technology agenda now extends well beyond internal productivity initiatives. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Banking
SoFi and Square Show Why Bank Charters Matter Now
February 20, 2026

A FinTech can launch a polished banking app in months, but becoming a bank can take years. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Banking
JPMorgan Wants to Open 160 Branches in 2026
February 18, 2026

J.P. Morgan Chase is reportedly planning a 160-location wave of branch openings this year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Banking
Quantum Can’t Do Much Yet, but Banks Can’t Afford to Wait
February 17, 2026

Here is the strange math confronting every bank, payment network and FinTech on the planet: Quantum computing is simultaneously overhyped and underestimated. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Banking
Bank Charters Are Reshaping Who Can Compete for Consumer Deposits
February 10, 2026

Bank charters represent the operating system (OS) for the U.S. financial sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...