Verification systems built for yesterday’s fraud no longer work. Criminal networks now use synthetic businesses, AI-generated identities and agent-driven automation to exploit weak links in onboarding and compliance. The Digital Identity Verification Report, a PYMNTS Intelligence and Trulioo collaboration, finds that these identity gaps cost firms more than 3 percent of annual revenue—or $95B across global enterprises—and that most overestimate their ability to detect advanced fraud. In this roundtable, Zac Cohen, Chief Product Officer at Trulioo, joins William Fitzgerald, Vice President of Global Fraud and Financial Crimes at WEX, to explore how enterprises are rebuilding the foundation of digital trust. The discussion looks at how smarter KYB models, global platforms and cross-industry collaboration are shaping a faster, more connected approach to fraud prevention.