Discover Financial Services released its second-quarter earnings report on July 23, announcing a 15 percent rise in quarterly profit, according to an SEC filing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
Maryland-based fee-free ATM network provider Allpoint Network announced a new partnership with Discover on July 22, a press release for the company said. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...
Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...
Since mPOS solutions became a huge hit with U.S. merchants, one industry has proven to be continuously hungry for the mobile technology: quick-service restaurants (QSRs). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...
This study uses new nationally representative survey data to examine the relationship between state-level alternative financial services (AFS) policies (prohibitions, price caps, disclosures) and consumer use of five AFS products: payday loans, auto title loans, pawn broker loans, refund anticipation loans, and rent-to-own transactions. Looking...
Using IRS data from 2008 and prior years, this report describes characteristics of Refund Anticipation Loans (RAL) and Refund Anticipation Check (RAC) users by demographic factors, Earned Income Tax Credit (EITC) use, income and assets, and geography. The report also includes insights from industry stakeholders...
This report provides background on the “Bank On” model, a recent approach to expand access to safe, affordable financial services and related financial education for unbanked households, through collaborations of financial institutions, financial educators, trusted community organizations, local and state government leaders, and others. The...
Let’s start the first week of summer by turning the discussion of cash as a viable payment method on its head. Here’s the many-multi-trillion dollar question up for grabs: if cash remains alive and kicking as a payment method over the next decade, then how...
The MPOS revolution is changing the way businesses across many verticals operate. But perhaps no merchant base is better suited to benefit from this shift than the quick service restaurant (QSR) industry. Get the Full Story Complete the form to unlock this article and enjoy...
