In Depth

Discover CEO: EMV Rollout Will Be Rocky
April 22, 2015

During Discover’s first-quarter earnings call with analysts yesterday (April 21), CEO David Nelms offered something of a reality check on the coming EMV migration and liability shift. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

How Big Banks Can Reclaim The SME Financing Lead
April 21, 2015

All eyes are on alternative lending as the market grabs headlines with massive IPOs and high-tech solutions to cash flow management. Industry players are seen as the alternative to big banks, which turned many small business loan applicants away or hit them with high interest...

B2B Payments
Blurring The Line Between Fleet And Travel Management
April 21, 2015

The company car may soon be a thing of the past. Often cheaper and more sustainable, new tools like ridesharing, carsharing and on-demand car services are quickly gaining in popularity and prevalence in the enterprise space. As part of the shift away from fleets—and as...

Liberty Reserve: Serving The Unbanked Or The “Underworld”?
April 21, 2015

Merchant acquiring can be a competitive and complicated business. New players especially need an angle, an innovation, something to differentiate what and how they serve their merchants. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Cybersecurity Bill Inches Closer To Legislative Approval
April 21, 2015

It hasn’t been swift or without controversy, but the cybersecurity legislation is making its way through the ranks on Capitol Hill.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Lawrence Summers On How Alt Finance Is The Economy’s Salvation
April 20, 2015

When Lending Club emerged on the public market with its $1 billion IPO, industry analysts largely considered the smashing debut to be the event that legitimized alternative lending. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Are Late Payments Western Europe’s New Normal?
April 20, 2015

Late payments are costly. Extending payments beyond invoice terms increases both the financing and administrative costs associated with trade debt. Finding a way to manage these rising costs is the top challenge to profitability for Western Europe’s businesses over the next year. About one-quarter of...

How To Make Discounting A Game Retailers Can Win
April 20, 2015

These days one can almost feel bad for the people who work hard to bring you television commercials each night. It is reportedly intensive, expensive, highly creative and very demanding work – which must make the ever declining number of eyeballs those commercials attract extremely...

Can SnagaStool Snag A Shark?
April 20, 2015

It has happened to everyone. Maybe it’s the day of a big game, or quitting time at the office, or date night – but whatever it is, you’ve decided that you and your favorite drinking establishment need some quality time together.      Only when...