In Depth

In Depth
B2B ePayments: The Pros And Cons
September 09, 2014

A variety of alternatives exist for B2B payments, and each has variations that require consideration, both for their positives and negatives. How long is the float? How much does the payment form cost to accept, or to set up? How much effort is it going...

In Depth
Crowdfunding Helping Small UK B2B Firms Secure Needed Cash
September 09, 2014

The Funding for Lending Scheme (FLS), which the Bank of England and HM Treasury (the UK’s economic and finance ministry) launched in July 2012 to motivate banks to boost their lending, has done little to help small businesses improve their cash flow, recent statistics show....

In Depth
Texas Health Network Reduces Procurement Burden
September 09, 2014

Baylor Scott & White Health, Texas’s largest not-for-profit health care system, was looking to reduce the costs it was incurring through its purchasing operations, hoping to make its procurement process more affordable. So it decided to change eCommerce providers. Get the Full Story Complete the...

In Depth
What’s In A Marketplace?
September 09, 2014

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

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Millennial Power-Users Are Shaking Prepaid Assumptions, Says Philly Fed Study
September 09, 2014

High-income Millennials are rapidly dismantling the idea that prepaid cards are only for lower-income and unbanked users in the U.S. That’s the conclusion of a new discussion paper from the Payment Cards Center of the Federal Reserve Bank of Philadelphia, based on a 2013 survey...

B2B Payments
Giving Buyers More Options With Third-Party Financing
September 08, 2014

That late payments are a problem is a non-controversial issue. The Obama administration has launched the Supplier Pay initiative in the U.S., to address the problem,  while in the U.K. parliament has spent a large chunk of the summer of 2014 debating how it is...

In Depth
Does Mobile Payments Need To Be Regulated?
September 08, 2014

How should one regulate the mobile payments marketplace?  Does it even need more regulation, given that the banking, tech and card services companies that comprise it are already heavily regulated?  It would not be surprising to find mobile payments ecosystem players asking these questions—since the...

In Depth
Savings Lotteries: It’s Really No Gamble
September 08, 2014

Getting the same thrill from putting money into savings as one would get from buying a lottery ticket? Seems far-fetched, but various credit unions and other organizations see use of prize-based initiatives similar to lotteries as a means to encourage low-income families to save. Get...

Mitek And USAA Settle Mobile-Imaging Dispute
September 08, 2014

After years of chest-thumping and litigation over alleged mobile-imaging technology patent violations, Mitek Systems Inc. and USAA (United Services Automobile Association) have decided to take a more amicable route by settling their dispute, just days before their trial was to begin in Texas. Mitek also...