Legal & Regulation

Bank Regulation
Fed Deadline Passes as Payment Access Debate Continues
September 17, 2026

For payments firms, direct access to the Federal Reserve can remove an intermediary from the chain between a transaction and settlement. For banks, expanding that access raises another question: Which firms should be allowed to connect directly to central bank infrastructure, and under what regulatory...

Legal & Regulation
CFTC Makes It Easier for Software Developers to Have Prediction Markets
September 17, 2026

The Commodity Futures Trading Commission’s Market Participants Division issued a staff letter declaring a no-action position for the benefit of providers of passive software, the agency said in a Thursday (Sept. 17) press release. Get the Full Story Complete the form to unlock this article...

Bank Regulation
FDIC Proposes Fast Track for Bank Merger Reviews
September 17, 2026

The Federal Deposit Insurance Corporation (FDIC) board of directors voted Thursday (Sept. 17) to approve a proposed rule that it said would make the agency’s review of bank merger transactions faster, more predictable and tailored to the potential risks of the transaction. Get the Full...

Legal & Regulation
House Votes to Modernize Bank Oversight and Kill the Penny
September 17, 2026

A bill that would require financial regulators to assess their technological capabilities and identify ways to make examinations more efficient, effective and responsive was passed by the U.S. House of Representatives this week, the House Financial Services Committee said in a Thursday (Sept. 17) press...

AML
UK Shifts AML Focus to Disrupting Illicit, Tech-Enabled Networks
September 16, 2026

The United Kingdom is preparing to spend 500 million pounds and hire hundreds of new financial crime specialists as it shifts its anti-money-laundering strategy from pursuing individual offenders toward disrupting the increasingly technology-enabled financial networks that allow illicit money to move. Get the Full Story...

Bank Regulation
Treasury Rethinks AML Rules for Banks That Know Their Customers
September 15, 2026

Treasury may raise longstanding bank reporting thresholds and take into account how long financial institutions have known their customers, Treasury Secretary Scott Bessent told lawmakers Tuesday (Sept. 15). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Bank Regulation
Revolut Secures Sixth Global Bank License in Colombia
September 15, 2026

Revolut continued its global expansion by securing a bank license in Colombia, the company said in a Tuesday (Sept. 15) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Legal & Regulation
California Tests Whether AI Can Cross Professional Licensing Lines
September 15, 2026

California’s top consumer regulator is signaling a potentially far-reaching approach to policing artificial intelligence: If state law requires a human to hold a license to perform a service, deploying AI to perform the same function may not provide a way around that requirement. Get the...

Legal & Regulation
Connecticut Targets Prediction Markets’ Distribution Stack
September 14, 2026

Connecticut expanded its campaign against sports event prediction markets beyond Kalshi. Last week, the state issued cease-and-desist orders to nine companies and nearly 30 subpoenas that reach payment processors, app stores, identity-verification providers, sports-data businesses and media organizations. Get the Full Story Complete the form...