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Plaid Introduces Credit Risk Score Based on Real-Time Cash Flow Data
October 15, 2025

Plaid has introduced a credit risk score that it said provides lenders with an up-to-date view of borrower risk by using real-time cash flow data and unique account connection insights from the Plaid Network. Get the Full Story Complete the form to unlock this article...

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JPMorgan CEO Sounds Alarm on Auto Market Bankruptcies
October 14, 2025

The CEO of America’s biggest bank has reportedly issued a warning regarding auto market bankruptcies. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

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Half of Financially Stable Firms Use Financing to Fuel Growth
October 09, 2025

When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business agility, that means borrowing the old-fashioned way. Get the Full Story Complete the form to unlock this article and enjoy...

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FICO Lets Mortgage Lenders Bypass Credit Bureaus
October 02, 2025

FICO has introduced a program that lets mortgage lenders bypass working with credit bureaus. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

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HSBC Launches Global Trade Finance Strategy for Institutional Investors
September 29, 2025

HSBC Asset Management launched a private credit strategy designed to provide investors with access to opportunities in global trade finance. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Flywire Debuts Solution to Streamline UK Student Loan Payments
September 17, 2025

Flywire has introduced enhancements to its Student Financial Software solution aimed at the U.K. market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

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Cash Flow Data Lets Banks See Borrowers That FICO Scores Miss
September 17, 2025

Even as inflation shows signs of cooling, prices for everyday essentials remain elevated, making access to credit more important than ever. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

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Stripe to Launch Stripe Capital Business Financing Solution in Australia
September 11, 2025

Stripe plans to launch Stripe Capital in Australia in the coming months, saying this move will give the country’s eligible small and medium-sized businesses (SMBs) access to business financing through the Stripe platform. Get the Full Story Complete the form to unlock this article and...

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Half of Stable Mid-Market Firms Use Credit as Growth Capital
September 05, 2025

Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their balance sheet. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...