Loans

Loans
Cash Flow Data Lets Banks See Borrowers That FICO Scores Miss
September 17, 2025

Even as inflation shows signs of cooling, prices for everyday essentials remain elevated, making access to credit more important than ever. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Loans
Stripe to Launch Stripe Capital Business Financing Solution in Australia
September 11, 2025

Stripe plans to launch Stripe Capital in Australia in the coming months, saying this move will give the country’s eligible small and medium-sized businesses (SMBs) access to business financing through the Stripe platform. Get the Full Story Complete the form to unlock this article and...

Loans
Half of Stable Mid-Market Firms Use Credit as Growth Capital
September 05, 2025

Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their balance sheet. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Loans
Chase Uses Nova Credit to Bolster Cash Flow Underwriting
September 04, 2025

Chase is using Nova Credit to help power its cash flow underwriting capabilities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Loans
60% of Banks Say Real-Time Data Decides Who Gets a Loan
September 01, 2025

For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the quality of data in front of them. Get the Full Story Complete the form to unlock this article and enjoy...

Loans
Lenders Fight Fraud and Find Borrowers With Alternative Data
August 28, 2025

Watch more: Concora Credit Exec on Giving Credit Infrastructure a Data-Driven Overhaul Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

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Long-Term Car Loans Become More Common as Average Price Rises
August 25, 2025

Long-term car loans are reportedly becoming more common and creating risks for both buyers and sellers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Loans
Is Student Loan Debt a Ladder Up or a Weight Down?
August 15, 2025

It was Aristotle who said: “The roots of education are bitter, but the fruit is sweet.” It could be a headline for the latest paycheck-to-paycheck study from PYMNTS, which found a mix of regret and pride among the parents and students who have gone into...

Loans
Two-Thirds of Borrowers Are Not Repaying Their Student Loans
August 11, 2025

Only one-third of the Americans receiving student loan bills are paying them. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...