News

Loyalty & Rewards
Checkout Becomes the New Battleground for Loyalty Dollars
December 29, 2025

Watch: How Smart Basket Redesigns the Economics of Loyalty Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Banking
Lloyds Shelves Invoice Financing as Small Businesses Shift Away
December 28, 2025

British bank Lloyds is reportedly ending its small-business-focused invoice financing program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

News
Activist Investor TCIM Makes ‘Significant’ Investment in Target
December 26, 2025

Toms Capital Investment Management (TCIM), a U.S. hedge fund known to be an activist investor, reportedly made a “significant” investment in Target. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Artificial Intelligence
Agentic AI Takes the Wheel in Travel Planning and Booking
December 26, 2025

Travel commerce is shifting from discovery to decision-making as artificial intelligence (AI) agents take control of itineraries and transactions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

eCommerce
Walmart Increasing NYC Sales Despite No Physical Stores
December 26, 2025

Walmart is reportedly gaining a growing amount of online business in New York City. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Payments Innovation
Inside the Technology Shifts That Reshaped Payments and Risk in 2025
December 26, 2025

In 2025, payments, banking and commerce crossed a quiet but consequential threshold. Technologies that once promised efficiency or differentiation became nonnegotiable foundations, reshaping how money moves, how risk is managed and how trust is built at scale. Across dozens of Trackers published this year, a...

Payments Innovation
Payments Leaders Get Candid: The Boundaries That Defined 2025
December 24, 2025

If 2025 felt like the year the future stopped “arriving” and started showing up in production, you are not imagining it. In payments and commerce, the most important shifts rarely announce themselves with a single product launch. They surface in how executives describe their constraints,...

Retail
Retail Closes the Holiday Season Leaner and More Focused
December 24, 2025

Retail in 2025 was defined less by a single breakthrough than by a set of pressures that forced retailers to get practical. Consumers kept shopping. But they did it with a sharper pencil, trading down where it made sense, leaning into promotions, and treating credit,...

Artificial Intelligence
Big Tech Moves Toward Specialized AI and Immersive Retail
December 23, 2025

From new multimodal artificial intelligence (AI) models to immersive storytelling spaces and agent-driven enterprise tools, Big Tech’s latest moves show AI becoming the connective tissue across products, experiences and business operations. Get the Full Story Complete the form to unlock this article and enjoy unlimited...