Mobile Commerce

Where Are All The Chinese Consumers? Not In China

The X-Border Payments Optimization Tracker™ is an organizing framework for evaluating the many players that provide merchant payment processing services geared for cross-border payments. 


  • China’s cross-border online retail trade grew 44 percent to $71.8 billion, including $51.2 billion from exports in 2014 (up 40 percent from the previous year), and companies are rushing to cash in on it.
  • Alibaba entered into an exclusive deal with Macy’s for an online flagship store on Tmall.
  • Amazon, on the other hand, is inviting Chinese companies to sell through its new initiative “Global Selling.”

Tracker Updates

We added five new companies to the tracker: AltaPay, Boku, Braspag, Cardstream and Earthport. Of these providers, Cardstream broke into Top 10 scoring companies across all categories.


This month we explore the effects China’s transitioning economy has on the spending habits of the consumer. Hint: More good news for merchants across the world.



Latest Insights: 

The Which Apps Do They Want Study analyzes survey data collected from 1,045 American consumers to learn how they use merchant apps to enhance in-store shopping experiences, and their interest in downloading more in the future. Our research covered consumers’ usage of in-app features like loyalty and rewards offerings and in-store navigation, helping to assess how merchants can design apps to distinguish themselves from competitors.

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