Sections
Tracker Series
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606APIBanking APIs Give Businesses An eCommerce Push
Open banking efforts are live in countries ranging from the United Kingdom to Singapore. Financial institutions (FIs) following these initiatives make their...
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2.5KBuy Now Pay LaterInstallment Payments Push Sports-Equipment Sales Over The Finish Line
Buy now pay later (BNPL) solutions are more popular than ever, allowing consumers to avoid paying at the point of purchase and...
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5.3KCredit UnionsSenate Federal CEO On Protecting Member Trust During Digital Overhauls
Credit unions (CUs), as much as other financial entities, are seeing a boom in competition as banking moves to online and mobile...
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3.9KDigital-First BankingWalking Omnichannel Banking’s Privacy Fine Line
Digital and mobile banking may be more popular than ever, but it would be a mistake to count out the power of...
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5.5KNext-Gen DebitA Debit-Enabled Fix To In-Store Checkout Abandonment
Debit cardholders often choose this payment method because it is more secure than carrying cash — which cannot be recovered if lost...
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9.4KRegulationUS Retailers Confront Data Privacy Shifts
While the advancement of open banking regulations may be seeing a small skip due to the spread of the coronavirus, many countries...
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3.2KAutomated RetailHow Farmer’s Fridge Uses Cloud-Based Inventory For Smart Vending
The automated retail market opened 2020 on pace to easily continue its double-digit growth. The continued adoption of technologies such as artificial...
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3.9KFraud PreventionBanking Bots: The Good, The Bad And The Ugly
Digital fraud continues to flourish, with recent surveys finding that security breaches have increased 67 percent since 2014 and 11 percent since...
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3.7KRestaurant innovationHow The Cloud Keeps Restaurant Inventory Less Cloudy
Keeping multiple restaurant locations well-supplied with ingredients requires precise understandings of different venues’ needs and careful logistics coordination. Inability to track and...
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13.1KGig EconomyPutting The Move On The Moving Industry’s Gig Worker’s Pay
The gig economy is rapidly becoming more attractive to more professionals worldwide: 68 percent of all gig workers joined this economy in...
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6.5KAccounts PayableWhy Cloud-Based Accounts Payable Is Make Or Break
How a business begins a relationship with a supplier can determine how lasting — and profitable — that bond becomes. Employing accounts...
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4.8KMobile Order AheadQdoba’s Upgraded App Leaves No Reward Point Behind
Mobile order-ahead is growing faster than ever before, with digital ordering and delivery having grown 300 percent faster than in-store dining since...
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3.1KDisbursementsWhy Millennial SMB Owners Need Faster Tax Disbursements
The joys of tax season: complex paperwork, long wait times and check disbursements. Many United States consumers are still reliant on paper...
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4.6KAMLGlobal Payments: Taking A Localized Approach To Fighting Fraud
Regulators are passing stricter policies, as well as cracking down on anti-money laundering (AML), Know Your Customer (KYC) and sanctions noncompliance. Fines...
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5.4KAuthenticationBiometrics: The Key To Overcoming Contactless Payment Limits?
Digital identity solutions are becoming more and more commonplace, especially as consumers grow increasingly aware of the weaknesses of authentication methods like...
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6.5KFaster PaymentsTaking Real-Time Payment Rails To The Tipping Point
Real-time payments are imperative for running successful operations in today’s global ecosystem. Digital payments sent internationally are expected to move past $1...
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3.3KBuy Now Pay LaterHow DSW Is Using POS Financing To Boost Online Spend
Buy now, pay later (BNPL) solutions seem perfect for the occasional luxury buy — but luxury retailers are far from the only...
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3.8KAPIHSBC On The Next Phase Of Treasury APIs
Business to business (B2B) application programming interfaces (APIs) are helping smooth the flow of data between companies, including businesses and their financial...
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3.9KSpend ManagementHow Spend Tech Helps Power Post-Disaster Reconstruction
Manual expense reports remain plagued with pain points for the employees and employers who must file them. It is thus unsurprising that...
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3.9KDigital BankingBBVA’s Four-Step Guide To Digital-First Transformations
The banking industry is undergoing a sea change in the new decade, with online and mobile banking growing ever more popular among...
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4.9KFraud PreventionHow Dropbox Fights Fraud
Fraud continues to increase in many areas, despite extensive attempts to bring it to heel. Retail fraud attempts have doubled year over...
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5.1KNext-Gen DebitADP: Winning Gen Z Employees With Faster, Flexible Payroll
Businesses and governments want the speed and convenience of issuing and accepting digital payments, but, at the same time, they cannot afford...
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3.7KCredit UnionsHow One Nevada Credit Union Secures Its Self-Service Innovations
Credit unions (CUs) are performing well as the new decade dawns, with a recent study finding that CUs increased their loan originations...
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4.6KMobile Order AheadHow P.F. Chang’s Keeps Customer Data Under (Lettuce) Wraps
The mobile order-ahead market continues to expand its footprint, growing by 23 percent over the past four years and now accounting for...
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5.3KAccounts PayableOracle: Overcoming ERP-AP Integration Inertia
For the accounts payable (AP) and enterprise resource planning (ERP) automation space, it’s no longer business as usual. Firms looking to strengthen...
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4.1KGig EconomyHow Smart Algorithms Deliver Faster, Secure Gig Payouts
Freelancing has become an attractive source of income to a wider percentage of Americans in recent years, with 36 percent having conducted...
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4.9KRestaurant innovationZoku Sushi: Ghost Kitchens Are Key To Winning The Delivery Wars
Quick service restaurants (QSRs) are trimming store sizes and shifting priorities onto fulfilling digital orders as quickly and smoothly as possible. Staff...
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6.0KIntelligence of ThingsCisco On The Future Of Safe And Smart Cities
With some analysts projecting a trillion IoT-enabled devices to be in use around the world by 2035, defending the IoT ecosystem is becoming...
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7.3KDisbursementsOhio University On Paper Checks And The Higher Ed Financial Aid Catch 22
Real-time or instant payments have proved their worth to the businesses — and individuals — that need quick transactions to stay afloat....
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5.4KAuthenticationInside The Fight For Digital Driver’s Licenses
Biometric digital identity verification solutions are becoming more and more commonplace thanks to their implementation in everyday devices like smartphones and fitness...
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4.6KBuy Now Pay LaterDelta Galil On Why Buy Now, Pay Later Is Changing The Fashion Industry
Buy Now, Pay Later (BNPL) solutions are beginning to ingratiate themselves further into the buying experience for customers worldwide. The no-interest, no-fee...
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5.1KSubscription CommerceAfter Subscription Stumbles, How Patreon Won Back Customer Trust
Two of the most compelling and fastest-growing sectors in the business landscape in recent years are the subscription model and the...
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5.7KAPIBreaking Batch (Payments): BNP Paribas On APIs And Making B2B Payments Faster
Application programming interfaces (APIs) may be underutilized in business and financial sectors. Recent surveys have found that many bankers and small business...
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6.8KNext-Gen DebitFICO’s Take On Debit Security
Widely publicized data breaches and hacks have made today’s consumers especially concerned about fraud. Cautious shoppers may find comfort in debit, with...
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9.5KDigital BankingBMO On Taking A Digital-First Approach To Retail Banking
In-branch banking still plays an important role in customers’ financial lives, despite the growing popularity of mobile and online banking. A recent...
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5.7KCredit UnionsCredit Unions Find ‘Co-opetition’ Key To Closing The Innovation Gap
Credit unions (CUs) face stiff competition from banks, FinTech firms and other players in the financial industry, but they have several intrinsic...
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10.0KAccounts PayableWhat U.S. Bank Is Doing To Drive Virtual Card Adoption
Many accounts payable (AP) professionals turning to electronic payments to streamline their companies’ payment processes — specifically, how they pay invoices from...
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5.3KAMLDeep Dive: Payment Service Providers Level Up KYC, AML Strategies
Payments companies are stepping into increasingly important roles as the global payment processing solutions market is slated to hit $62.3 billion by...
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5.5KAMLWorldpay On Staying One Step Ahead of eCommerce Fraud
The world of eCommerce fraud changes so unpredictably that merchants often struggle to defend against all possible lines of attack — rendering...
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5.9KFraud PreventionDocuSign Wages War On Phishing
More than 4.1 billion consumer accounts fell victim to data breaches during the first half of 2019 — to the tune of...
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7.4KAMLWorldpay On Modernizing Security Defenses To Foil eCommerce Fraud
The European Union’s long-anticipated 5th Anti-Money Laundering Directive (5AMLD), which modernizes security rules to reflect the needs and threats facing today’s economy,...
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5.8KGig EconomyHow kimkim Uses Faster Payments To Win Gig Worker Loyalty
Gig workers will make up a full half of the American workforce by 2028, responsible for creating online content, designing webpages and...
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5.4KDisbursementsHow Shutterstock Fast-Tracks Royalty Disbursements For Its 1 Million Contributors
More than 90 percent of U.S. consumers now prefer to receive digital payments over paper checks. Cash and checks persist as the...
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5.7KRestaurant innovationClover Food Lab’s Secret Sauce To Boosting Mobile Ordering
Living up to their names, fast-casual and quick-service restaurants (QSRs) are embracing innovative technologies to help drive sales in the increasingly competitive...
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10.1KCross-border PaymentsUsing Data To Fight Subscriber Churn
The subscription business model is growing sharply across the globe, and for good reason. Companies can bank on its recurring revenue stream...
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6.4KAPIWells Fargo: Using APIs To Cut Corporate Cash Flow Confusion
Banks need strong application programming interface (API) strategies if they want to retain their business clients. Business to business (B2B) APIs enable...
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5.3KIntelligence of ThingsWhy An API May Be The Ticket To Solving Public Transit’s Cash Flow Jam
There will be approximately 25 billion Intelligence of Things (IoT)-enabled devices in use by the end of 2021, and many of these...
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5.2KAuthenticationNRF On PIN-less EMV Cards And POS Fraud
The development of digital identity solutions shows no signs of slowing in the new decade, with the mobile biometrics market expected to...
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6.9KRegulationWhy Turkish Banks Are Bullish On PSD2
Banks and FinTechs in the European Union have settled into a period of harmony with the revised Payment Services Directive (PSD2). These...
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6.0KFaster PaymentsA Faster Payments Fix For School Invoice Woes
Despite the demonstrated benefits, the adoption of real-time payments has not been, well, particularly speedy. Many businesses cite the lack of ubiquity...