Sections
Tracker Series
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763DisbursementsHow Shutterstock Fast-Tracks Royalty Disbursements For Its 1 Million Contributors
More than 90 percent of U.S. consumers now prefer to receive digital payments over paper checks. Cash and checks persist as the...
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2.0KRestaurant innovationClover Food Lab’s Secret Sauce To Boosting Mobile Ordering
Living up to their names, fast-casual and quick-service restaurants (QSRs) are embracing innovative technologies to help drive sales in the increasingly competitive...
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7.6KCross-border PaymentsUsing Data To Fight Subscriber Churn
The subscription business model is growing sharply across the globe, and for good reason. Companies can bank on its recurring revenue stream...
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4.4KAPIWells Fargo: Using APIs To Cut Corporate Cash Flow Confusion
Banks need strong application programming interface (API) strategies if they want to retain their business clients. Business to business (B2B) APIs enable...
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3.8KIntelligence of ThingsWhy An API May Be The Ticket To Solving Public Transit’s Cash Flow Jam
There will be approximately 25 billion Intelligence of Things (IoT)-enabled devices in use by the end of 2021, and many of these...
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4.1KAuthenticationNRF On PIN-less EMV Cards And POS Fraud
The development of digital identity solutions shows no signs of slowing in the new decade, with the mobile biometrics market expected to...
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5.3KRegulationWhy Turkish Banks Are Bullish On PSD2
Banks and FinTechs in the European Union have settled into a period of harmony with the revised Payment Services Directive (PSD2). These...
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4.9KFaster PaymentsA Faster Payments Fix For School Invoice Woes
Despite the demonstrated benefits, the adoption of real-time payments has not been, well, particularly speedy. Many businesses cite the lack of ubiquity...
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5.5KAccounts PayableBNY Mellon On The Two Key Factors For AP Automation
The supplier relationship is critical for any business. This means providing frictionless and speedy payments and ensuring that the right amount of...
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3.3KNext-Gen Sales TaxA ‘Diaper’ By Any Other Tax Code: The Complexities Of Selling Across State Tax Laws
Merchants aiming to sell nationwide must pay attention to how their goods are treated by each state’s tax code. Items considered as...
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3.2KCredit UnionsGulf Winds’ Data Driven Approach To Member Retention
Credit unions (CUs) remain strong, despite the many challenges they face. The G.19 Statistical Release, “Consumer Credit,” recently found that CUs hold...
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4.5KFraud PreventionHow AI Helps Priceline Ground Fraudsters, Lets Customers Take Off
Fraud continues to plague the digital world, despite the fortunes spent to curb it. Industries that operate solely online are some of...
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3.9KDisbursementsAn Automated, AI Fix For Law Firms’ Paper Check Rut
Checks are continuing their fall from grace, but instant payments still have not risen to take the disbursements crown quite yet. The...
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4.3KMobile Order AheadCaribou Coffee Spills The Beans On Customer Loyalty In The Mobile Age
Consumers’ preference for mobile order-ahead is now driving how physical restaurants are designed and renovated. Nowhere is this change more pronounced than...
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5.2KDigital BankingInside N26’s Strategy To Win US Customers
Challenger banks with a couple of operating years behind them are beginning to get a taste of the problems they handed to...
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5.4KAPIFifth Third’s Two Cents On Treasury APIs
Financial institutions (FIs) are locked in competition as they seek to serve the $38 trillion global business-to-business (B2B) payments sector, which could...
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6.0KBuy Now Pay LaterWhy Installment Payments Are Fashionable This Holiday Season
Consumers — especially millennials and Generation Z — are looking for new commerce experiences during the 2019 holiday season. However, they are...
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5.4KRestaurant innovationInside Chipotle’s Decade Of Digital-First Ordering Innovation
A convenient and seamless ordering experience from online and mobile channels is essential for restaurant customers. Quick-service restaurants (QSRs) have heard the...
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4.2KCross-border PaymentsRecurring Payments’ Supporting Role In Keeping Customers Loyal
Entertainment powerhouse Disney made a big splash last month when its long-awaited streaming service Disney+ officially launched on Nov. 12. Within weeks...
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4.8KAuthenticationInside The Launch Of Colorado’s New State-Run Digital Driver’s License
Digital identities are growing more important and omnipresent in everyday life, and the need to keep them secure grows more pressing by...
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4.7KFraud PreventionHow Ticketmaster Uses AI To Sort Fans From Fraudsters
The holiday shopping season is kicking into high gear with retailers working aggressively to entice customers with deals and discounts. Fraudsters, sadly,...
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3.3KSpend ManagementHow Spend Tools Feed Food Banks’ Need For Accountability
Every dollar matters for a small to medium-sized business (SMB). Recent data indicated that 82 percent of SMBs shutter in their first...
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5.1KCredit UnionsWhat Grubhub, Uber Can Teach CUs About Loyalty And Rewards
Credit unions (CUs) are unique among financial institutions (FIs) for the sense of loyalty they inspire among their members. PYMNTS’ Credit...
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4.4KAccounts PayableTackling AP Automation’s ‘Chicken-And-Egg’ Problem
Shifting away from paper-based accounts payable (AP) practices could be a game-changer for many organizations. AP professionals must first be willing to...
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3.7KNext-Gen Sales TaxWhat Wayfair’s Lawyer Says About The Wayfair v. South Dakota Decision
The 2018 South Dakota v. Wayfair ruling allowed counties, states and municipalities to pass laws to tax out-of-state sellers and the eCommerce...
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3.7KMobile Order AheadHow Wahlburgers Keeps Fraud Off The Order-Ahead Menu
Mobile order-ahead has had an outsized impact on the entire restaurant industry, with a recent study finding that only 15 percent of...
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4.4KDigital BankingScotiabank: Slow But Steady Wins The AI Fraud Race
The fact that fraud is on the rise is not new, nor is it surprising that banks are turning to artificial intelligence...
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6.1KFaster PaymentsCan Real-Time Data Render Credit Scores Obsolete?
The rise of faster peer-to-peer (P2P) payment services has had an unintentional ripple effect for businesses, banks and merchants. With customers able...
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5.9KDigital BankingNEW REPORT: Behind Regions Bank’s AI-Powered Digital-First Push
In the face of growing competition, banks around the world are working hard to become the first choice of today’s customers. Recent...
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5.9KIntelligence of ThingsNEW REPORT: With 5G Anticipation Building, Security Threats Loom
The 5G network is rapidly being deployed in markets around the world, and the advance of the network could mean profound changes...
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5.8KAMLZillow: Tackling Real Estate’s $1.6T Money Laundering Epidemic
Governments are tightening know your customer (KYC) and anti-money laundering (AML) requirements on various industries out of increasing concern over fraud threats....
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4.2KSubscription CommerceThe Vitamin Shoppe On Offering Subscriptions At The POS
The subscription commerce market has grown by more than 100 percent each year for the past five years. While many businesses are...
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5.3KFraud PreventionHow Handy Uses Data To Find Fraudsters Before They Strike
Fraudsters are constantly reinventing their approach to schemes, putting businesses and eCommerce merchants in a precarious position of responding to constantly-evolving fraud...
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4.7KRegulationWhy Barclaycard Says Consumers Are Key To SCA Success
As Strong Customer Authentication (SCA) becomes fully implemented, the merchants, banks and third-party payment services within the European Union (EU) are still...
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3.9KCross-border PaymentsHow SaaS Providers Get Emerging Markets To Subscribe
Global subscription businesses looking for a fresh crop of customers are setting their sights on emerging markets. These economies are modernizing,...
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5.8KAuthenticationThe Science Behind Affirm’s Identity Data Play
Digital identities are gaining popularity across industries as businesses, services and other operations increasingly move online. Consumers are normalizing the use of...
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5.3KDisbursementsTrending: The Rise Of Instant Payments In Lending
More consumers want faster disbursements through digital channels for more complex financial transactions, and they want that functionality available now. Merchants and...
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3.5KFraud PreventionOfferUp’s General Counsel On Keeping Marketplace Shoppers Safe From Scammers
Online tools are saving customers time on acquiring goods and services. Unfortunately, these tools are also saving time for fraudsters, who are...
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3.9KCredit UnionsWhy Data-Centric Means Member-Centric For CUs
Credit unions (CUs) are a worldwide phenomenon, with the World Council of Credit Unions’ newly-released 2018 Statistical Report finding that 85,400 CUs...
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4.2KSpend ManagementHow Stanley Steemer Scrubs Complexity From Employee Reimbursement
The U.S. small to mid-sized business (SMB) market is on track to reach $9 trillion by next year. As the market grows,...
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4.5KNext-Gen Sales TaxNRF On The Case For Revising eCommerce Sales Tax Laws
The 2018 South Dakota v. Wayfair ruling gave states and cities permission to tax remote sellers and online marketplaces based on their...
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3.3KFaster PaymentsTrending: Data Aggregation Makes Home Mortgages Cheaper
Many major companies rely on international trade and global supply chains. Keeping these trade flows operating smoothly requires quick, reliable delivery of...
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7.2KDigital BankingInside Synchrony Financial’s AML Playbook
Consumers have noticed the rising levels of fraud in digital banking, and they are not pleased. Many want more options and control...
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5.5KCross-border PaymentsSubscription Payments Meet Emerging Markets
Subscription-based offerings can be key to helping business-to-consumer (B2C) companies establish long-running relationships and lock down more predictable revenue streams. Effective subscription...
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5.7KAccounts PayableInside UMB Bank’s AP Automation Agenda
Accounts payable (AP) departments all too often employ inefficient processes that slow down workflows, and delay supplier payments. Reliance on outdated...
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5.3KRegulationTrending: How EU Regulators Are Complicating SCA Compliance
Strong Customer Authentication (SCA) is just weeks-old and already mired in controversy. Merchants in the European Union (EU) are still wondering exactly...
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5.6KAuthenticationDoes KBA Have A Place In Online SMB Credit Checks?
As digital identities fast become a part of everyday life, the identity verification market is expected to reach $12.8 billion by 2024....
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5.3KRestaurant innovationInside Taco Bell’s Omnichannel Overhaul
The latest figures from the National Restaurant Association paint a promising picture for the U.S. restaurant market. Overall, restaurant sales are on...
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5.6KDisbursementsRakuten On Growing Demand For Instant Rebates
Consumers are no longer willing to wait for even the simplest of disbursements. Whether they’re waiting to receive government payments, wages or...
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6.8KFraud PreventionChase On Using Machine Learning To Crack Fraud’s Goldilocks Conundrum
The global threat of fraud shows no signs of slowing down. Losses related to fraud are valued at $14.7 billion, according to...
