Tracker Series

AI Agents Are Becoming the New Power Brokers in Digital Commerce

AI Agents Are Becoming the New Power Brokers in Digital Commerce
AI Agents Are Becoming the New Power Brokers in Digital Commerce
February 12, 2026  |  Artificial Intelligence

This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI and the next generation of digital commerce....

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Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
February 11, 2026  |  Real-Time Payments

For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables...

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Checks, Not Instant Payments, Pose the Biggest Fraud Risk
Checks, Not Instant Payments, Pose the Biggest Fraud Risk
January 28, 2026  |  Real-Time Payments

Instant payments adoption continues to rise, but fraud concerns remain a powerful brake on momentum. As artificial intelligence drives more sophisticated attacks, businesses and financial...

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Instant Payments Take Center Stage as Construction Confronts Its Cash Flow Crisis
Instant Payments Take Center Stage as Construction Confronts Its Cash Flow Crisis
December 17, 2025  |  Real-Time Payments

Construction timelines depend on precision, coordination and confidence, but slow payments continue to undermine all three. Across the industry, contractors report that late disbursements are...

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Slow Claims Payouts Push Insurance Policyholders to Switch Carriers
Slow Claims Payouts Push Insurance Policyholders to Switch Carriers
November 17, 2025  |  Insurance

Insurance once sold peace of mind. Today, peace of mind arrives in milliseconds—or not at all. When policyholders file a claim, they are not benchmarking...

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AI Agents Are Moving to the Front of the Checkout Line
AI Agents Are Moving to the Front of the Checkout Line
October 29, 2025  |  Artificial Intelligence

As shoppers increasingly rely on AI assistants to search, compare and buy, the traditional customer journey is disappearing. Instead of typing into search bars, consumers...

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Restaurants Serve Up Instant Payments to Keep Staff and Cash Flow Steady
Restaurants Serve Up Instant Payments to Keep Staff and Cash Flow Steady
September 30, 2025  |  Money Mobility

Labor shortages, high turnover and shifting consumer habits are reshaping the restaurant industry, and payments are at the center of the transformation. What was once...

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From Perk to Necessity: On-Demand Pay Brings Predictability to Paychecks
From Perk to Necessity: On-Demand Pay Brings Predictability to Paychecks
September 10, 2025  |  Real-Time Payments

In an era of high living costs and economic uncertainty, payroll timing is more than a convenience—it’s a competitive edge. Earned wage access (EWA), which...

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