News

Faster Payments
FedNow Service Fortifies Security for Instant Payments
April 23, 2026

Federal Reserve Financial Services (FRFS) will launch a new risk mitigation tool for FedNow® Service participants on Tuesday (April 28). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Retail
Amazon and Walmart Race to Capture Retail’s Decision Layer First
April 23, 2026

Winning in retail has a new goal line: the logic that drives consumer choice itself. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Investments
Cloudsmith Raises $72 Million to Secure AI-Driven Software Development
April 23, 2026

Cloudsmith raised $72 million in a Series C funding round for its artifact management platform as it aims for “massive growth” during the era of artificial intelligence-driven software development, the company said in a Wednesday (April 22) press release. Get the Full Story Complete the...

Cross Border Commerce
CFOs Are Flying Blind on Counterparty Risk as Cross-Border Uncertainty Spikes
April 23, 2026

Cross-border commerce has long been constrained by cost and its cousin, speed. That hierarchy, however, is increasingly shifting toward a new axis: counterparty risk. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Banking
First Citizens Plans to Retire Silicon Valley Bank Name 
April 23, 2026

Three years ago, First Citizens BancShares acquired failing crypto/tech-focused lender Silicon Valley Bank (SVB). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Regulation
CFPB Final Rule on Credit Unchanged From Industry-Supported Proposal
April 22, 2026

The Consumer Financial Protection Bureau (CFPB) published its final rule on the Equal Credit Opportunity Act (Regulation B) on Wednesday (April 22). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Regulation
Labor Department Proposes Unified Joint Employer Standard
April 22, 2026

The Department of Labor has proposed a rule clarifying joint employer status under federal wage and hour laws, saying the proposal would make it simpler for employers to comply with the laws and for employees to understand their rights. Get the Full Story Complete the form...

B2B Payments
B2B’s New Battlefield Is Everything Before the Button
April 22, 2026

When U.S. importers logged into the U.S. Customs and Border Patrol’s (CBP) new tariff refund portal this week, the interface looked, at first glance, refreshingly modern. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Digital Banking
LendingClub Rebrands to Happen Bank
April 22, 2026

LendingClub plans to mark its multi-year transition from online lender to diversified full-service bank by rebranding LendingClub Bank as Happen Bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...