News

eCommerce
AI-Driven Convenience Is Replacing Traditional Shopping for Consumers
December 19, 2025

Consumers are increasingly comfortable completing purchases directly inside artificial intelligence (AI) platforms, signaling a potential shift in how digital commerce journeys are structured. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Banking
FinTech Company Mercury Submits Applications to Become National Bank
December 19, 2025

FinTech company Mercury has applied for a national bank charter with the Office of the Comptroller of the Currency (OCC) and for federal deposit insurance with the Federal Deposit Insurance Corporation (FDIC). Get the Full Story Complete the form to unlock this article and enjoy...

Regulation
UK Allows Firms to Set Their Own Limits for Contactless Payments
December 19, 2025

The United Kingdom’s Financial Conduct Authority (FCA) said rule changes that will take effect in March 2026 will allow banks and payment service providers to set their own limits for contactless payments. Get the Full Story Complete the form to unlock this article and enjoy...

Cross-border Payments
How AI and Orchestration Rewired Cross-Border Payments in 2025
December 19, 2025

When times get tough, payments need to get easier. That was the case in 2025 for cross-border payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

B2B Payments
B2B Platforms Bring Finance to the Moment Decisions Are Made
December 19, 2025

It’s a turbulent landscape out there for B2B enterprises. And B2B platforms have a front-row seat to the environment. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Payments Innovation
Payments Modernization Starts With Consumer Insight
December 19, 2025

Watch more: What’s Next in Payments Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to...

Retail
75% of Retailers See Embedded Finance as a Top Priority
December 19, 2025

Retailers are no longer treating embedded finance as a checkout enhancement. The data show it is becoming a tool for control over customer relationships, compliance exposure and operational tempo across the retail stack. Get the Full Story Complete the form to unlock this article and...

Social Commerce
TikTok Says New Joint Venture Will Enable Continued US Operations
December 18, 2025

TikTok and parent company ByteDance have signed agreements with Oracle, Silver Lake and MGX to form a new TikTok U.S. joint venture that will enable the app to continue operating in the United States, according to TikTok CEO Shou Zi Chew. Get the Full Story Complete the form to unlock this article and...

Artificial Intelligence
OpenAI Launches ChatGPT App Store
December 18, 2025

OpenAI opened its ChatGPT App Directory on Wednesday (Dec. 17), which is a marketplace of third-party applications that run directly within the ChatGPT interface. The move allows developers to submit apps for review and publication, and users to discover and use those apps without leaving...