News

Artificial Intelligence
AWS and Microsoft Present Agentic AI’s Banking Business Case
December 22, 2025

Agentic AI is often portrayed as a ‘wait-and-see’ game. As PYMNTS Intelligence data shows, CFOs have expressed their curiosity and a limited amount of trust, but they’ve yet to take their hands off the wheel.  Get the Full Story Complete the form to unlock this...

Loyalty & Rewards
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

B2B Payments
The New Embedded Finance Playbook: Buy, Integrate, Scale
December 22, 2025

The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which it’s being adopted. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Artificial Intelligence
OpenAI ‘Compute Margin’ Doubles Over Nearly Two Years
December 21, 2025

OpenAI has reportedly seen better margins from its paid offerings this year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Artificial Intelligence
Visa and Aldar Launch Voice-Enabled AI Payments for Real Estate
December 19, 2025

Customers of Abu Dhabi-based real estate developer, manager and investor Aldar will be able to pay their real estate service charges by talking with an artificial intelligence (AI) agent. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Artificial Intelligence
How AI Is Rewriting the Healthcare Playbook
December 19, 2025

Health systems are turning to artificial intelligence as rising complexity and labor pressures demand faster, more reliable decisions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Artificial Intelligence
BNP Paribas Unveils AI Tool for Investment Teams
December 19, 2025

BNP Paribas has rolled out an internal artificial intelligence (AI) portal designed to speed up pitch preparation for its investment bankers, according to a Friday (Dec. 19) report from Financial News. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Banking
FinTech Company Mercury Submits Applications to Become National Bank
December 19, 2025

FinTech company Mercury has applied for a national bank charter with the Office of the Comptroller of the Currency (OCC) and for federal deposit insurance with the Federal Deposit Insurance Corporation (FDIC). Get the Full Story Complete the form to unlock this article and enjoy...

Cross-border Payments
How AI and Orchestration Rewired Cross-Border Payments in 2025
December 19, 2025

When times get tough, payments need to get easier. That was the case in 2025 for cross-border payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...