News

Retail
Lowe’s and Home Depot Tap AI to Capture DIY Spend
December 10, 2025

The traditional consumer journey from initial home project idea to completed build is notoriously inefficient, opaque and cash intensive. Retailers and construction managers are now turning to artificial intelligence (AI) to create a streamlined, digitally native decision path that dictates where and how money is...

Retail
American Express Reports 9% Increase in Consumer Spending Around Thanksgiving
December 10, 2025

Consumer retail spending from the week before Thanksgiving through Cyber Monday (Dec. 1) was up 9% year over year, American Express Chairman and CEO Stephen J. Squeri said Wednesday (Dec. 10). Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Banking
SoFi Debuts Debit Rewards With New Member Card 
December 10, 2025

Digital financial services firm SoFi has debuted its “all-in-one account” Smart Card. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Artificial Intelligence
Adobe Lets Users Design and Edit Using ChatGPT
December 10, 2025

Adobe said it is adding a trio of its apps to OpenAI’s ChatGPT. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Payment Methods
Fed Signals Shift as Washington Targets Paper Checks
December 10, 2025

Check usage continues to decline each year as consumers and businesses shift toward digital tools. At the same time, significant numbers of users still depend on checks for convenience, record keeping or lack of better alternatives. Get the Full Story Complete the form to unlock...

Artificial Intelligence
The Protocol Power Struggle Reshaping AI-Driven Commerce.
December 10, 2025

Changes in how consumers shop and pay never happen all at once. The transformation doesn’t make a grand entrance. Change happens when the friction that consumers and merchants tolerate becomes harder to live with than the habit of sticking to the old way. That is...

Payments Innovation
Earned Wage Access Pulls Embedded Finance Into Everyday Life
December 10, 2025

Watch more: Need to Know: Green Dot’s Renata Caine Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Artificial Intelligence
Linux Foundation Says New Organization Brings Open Governance to Agentic AI
December 09, 2025

The Linux Foundation has formed the Agentic AI Foundation (AAIF), saying the new organization aims to help ensure agentic artificial intelligence (AI) evolves transparently and collaboratively. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Artificial Intelligence
BNY Mellon Expands Eliza AI Platform With Google Cloud’s Gemini Enterprise
December 09, 2025

BNY Mellon announced Monday (Dec. 8) that the bank will integrate Google Cloud’s Gemini Enterprise into its enterprise artificial intelligence (AI) platform Eliza, further expanding the bank’s use of agentic AI to accelerate research, automate complex tasks and improve data processing. The company said the...