News

eCommerce
A False Declined Payment Costs Merchants More Than a Sale
December 18, 2023

A false decline is a legitimate card transaction that is ultimately denied, either by a bank or a merchant because it is mistakenly considered a fraud attempt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Artificial Intelligence
Scienaptic AI and SentiLink Enhance Fraud Detection Tool Partnership
December 18, 2023

Scienaptic AI and SentiLink enhanced their product partnership to provide credit unions and lenders with artificial intelligence-powered fraud detection capabilities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Retail
H&M Loses Market Share in Fast Fashion, Pivots to Target New Spenders 
December 18, 2023

As the fast fashion race heats up, H&M has more than just Shein to worry about. With contenders like Zara vying for the spotlight and snatching up market share, H&M is now forced to reevaluate its strategy.  Get the Full Story Complete the form to...

Retail
Zalando Aims to Boost Membership With Exclusive Shopping Invitations 
December 18, 2023

As prices go up, people are cutting back on things they don’t really need. Retailers can keep customers spending by offering attractive perks through memberships. In simple terms, with the right mix of rewards and exclusivity, smart retailers can make people see their spending as...

IPO
Report: Apex Plans to Go Public Following Scrapped SPAC
December 18, 2023

Apex FinTech has reportedly filed confidentially for an initial public offering (IPO). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Payment Methods
PayPal: The Online Payments Friction Fighter That Became Friction
December 18, 2023

I have perfected the art of multitasking. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Faster Payments
Faster Payments Become Catalyst for New B2B Business Models
December 18, 2023

Can instant payments transform transactions from waiting games to a real-time revolution? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Faster Payments
Lack of Consumer Protections Seen as FedNow Headwind
December 18, 2023

Andy McHale, senior director of product and market strategy at Spreedly, told PYMNTS that the future looks bright for faster payments here in the United States — and globally. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Retail
Consumers Need Incentives to Pick Pay-by-Bank Options
December 18, 2023

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...