The New Jersey State Senate passed a bill that allows the state’s residents and state employees to choose to receive certain state payments by paper check. The bill (S2791) passed Monday (Dec. 22) on a vote of 35 to 1, according to the website of...
Geography is becoming as important as strategy in how well companies manage working capital. Different regions are improving efficiency in different ways and seeing different results. The latest 2025/26 Growth Corporates Working Capital Index, a Visa and PYMNTS Intelligence collaboration, found that Latin America and...
Watch more: Beyond the Card: Visa’s Jeffrey Chen Cards are moving beyond their traditional role as a way to pay. The new race to the top of wallet is about the digital credential behind the card, one that delivers more optionality and smarter, more contextual...
Watch more: Need to Know: Thredd’s Jim McCarthy There’s new urgency for banks to innovate as consumers embrace flexible repayment options and new digital channels. What once looked like a stable structure of credit cards, billing cycles and fixed repayment terms is being reshaped by...
Consumer payments platform Zilch has secured a payment services license in the U.K. The license, handed down by the Financial Conduct Authority (FCA), means that Zilch will no longer need to rely on third parties and can now begin to build more payment methods in-house, the company said in...
Check usage continues to decline each year as consumers and businesses shift toward digital tools. At the same time, significant numbers of users still depend on checks for convenience, record keeping or lack of better alternatives. This uneven reliance has led the Federal Reserve to...
Watch more: Need to Know: Mastercard’s Marc Pettican Commercial card acceptance has been limited for years by myths and outdated assumptions. Acquirers have believed that commercial cards are too complex, too expensive and not margin rich enough to justify resources. Marc Pettican, global head of...
Visa says it is helping launch Vietnam’s first artificial intelligence (AI)-powered pay-later card. The card is being rolled out in collaboration with Visa-owned financial transaction processing platform Pismo and neobank Circle Asia Technologies, the payments giant said in a Thursday (Dec. 4) news release. Visa added that the card,...
Mastercard unveiled Mastercard Credit Intelligence, a new suite of solutions that uses network signals and permissioned data to help lenders make faster credit decisions, according to a Wednesday (Dec. 3) press release. The launch reflects a broader push in payments to package transaction-level insights into...