Payments Innovation

Payments Innovation
Matera CEO Thinks US Banks Should Take a Page From Brazil’s Success With Pix and...
November 06, 2024

Digital transformation for banks and credit unions in the U.S. is ripe with opportunities, some of which can strengthen customer relationships in ways that only a few years ago would have been scarcely imaginable. With the help of artificial intelligence (AI), direct connections and instant...

Payments Innovation
Bank of America: Gateways Become Cash Flow Engines for Merchants
November 01, 2024

Payment gateways might be thought of as the workhorses of fund flows, whether it’s for B2B or consumer-facing transactions. It’s the technology that gets payment data moving. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Payments Innovation
Panel: Turning Payments Into Deposits Fuels the Next Era of Embedded Banking
October 31, 2024

Call it one more unpredictable turn in an unpredictable year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Payments Innovation
AWS and Plaid Advance the Business Case for Open Banking and Pay by Bank
October 29, 2024

It’s still premature to say that open banking and pay by bank have truly arrived in the U.S. However, with the Consumer Financial Protection Bureau (CFPB) issuing the final Rule 1033 draft on Oct. 22, they certainly have more momentum. Get the Full Story Complete...

Payments Innovation
Democratizing Payments: How Payment Hubs Fuel Innovation for Smaller Banks
October 28, 2024

Keeping pace with innovation can be daunting. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Payments Innovation
Embedded Finance Finds New Use Cases From Gig Economy to Nonprofits
October 25, 2024

As we head into the fourth quarter of arguably the most innovative year in payments since the pandemic, the liberation of capital is emerging as the story of the year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Payments Innovation
Thredd’s McCarthy Voices Concern About Embedded Finance ‘Moving Backwards’
October 25, 2024

There’s no shortage of analysis of the various use cases where payments, credit and other offerings can be delivered outside the realm of traditional financial services. But maybe what’s needed is more conversation about how it all needs to be delivered — and what gets...

Payments Innovation
AWS and J.P. Morgan Weigh In on the Cloud’s Role in Payments Modernization
October 25, 2024

Although the technology has come a long way in a short period of time, it’s not like an organization can hit a switch and migrate to the cloud. Not yet, anyway. Migrating to the cloud can be a complex undertaking, particularly for banks with legacy...

Payments Innovation
The Payments Group Launches, Offers ‘360-Degree Payment Service’
October 23, 2024

A group of four FinTech and PayTech brands called The Payments Group (TPG) launched Monday (Oct. 21), saying it offers a “360-degree payment service.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...