Payments Innovation

Payments Innovation
A New Stage for Big Conversations: The Story Behind CHNGNetwork
November 26, 2025

Professionals in payments, FinTech and the digital economy already face crowded calendars and a nonstop flow of industry information. Conferences often promise insight but often deliver conversations heavy on sales and marketing pitches and light on the content that inspires thought-provoking conversations about how to...

Payments Innovation
Payroll Emerges as the Next Battleground in Embedded Finance
November 24, 2025

For years, embedded finance simmered in the background of digital transformation. It was an intriguing but optional layer of functionality that allowed companies to process payments, move money or experiment with banking-grade features without becoming banks themselves. As 2025 turns toward 2026, that era is...

Payments Innovation
Top Issuers See Flex Credentials as Strategy to Stop Churn
November 13, 2025

Even the most successful card issuers cannot rest on their laurels. Sustained excellence demands continuous innovation and an expanding array of offerings to keep end users engaged and loyal. The July 2025 PYMNTS Data Book, an analysis stemming from a PYMNTS Intelligence and Visa DPS...

Payments Innovation
Maverick Bets on Humans and Machines to Share the Rails
November 12, 2025

Watch more: Need to Know: Maverick Payments’ Justin Downey Merchants, independent software vendors (ISVs), independent sales organizations (ISOs) and financial institutions (FIs) all play vital roles in the payment ecosystem. Those roles used to overlap or compete, but today they increasingly depend on one another...

Payments Innovation
U.S. Bank Avvance Offers Embedded Financing Options in New Portal
October 21, 2025

U.S. Bank Avvance launched a new developer portal that enables its partner financial institutions and FinTechs to provide their customers with embedded financing options. With the new API-driven integration options offered through the portal, institutions can embed point-of-sale financing into their platforms and tailor it...

Payments Innovation
Embedded Finance Crosses the Tipping Point
October 21, 2025

Embedded finance is no longer a trend. It’s the next competitive frontier. A new PYMNTS Intelligence report produced in collaboration with Green Dot reveals that nearly every major company has already embedded financial services into their platforms to deepen customer engagement, strengthen loyalty and accelerate...

Payments Innovation
YouTube Star MrBeast Seeks Trademark for Financial Services
October 17, 2025

MrBeast may be preparing to lend his name to a range of financial services. The YouTube star, whose real name is James Donaldson, filed an application to trademark “MrBeast Financial.” Filed Monday (Oct. 13) with the U.S. Patent and Trademark Office, the application seeks the...

Payments Innovation
PYMNTS Turns Research Into a Real-Time Data Lab for Decision Makers
October 15, 2025

PYMNTS announced Wednesday (Oct. 15) the launch of the PYMNTS Intelligence Data Lab, a new platform that gives executives direct access to the proprietary research and data that power PYMNTS’ Trendscapes reports. PYMNTS Trendscapes are a series of 11 reports that benchmark consumer, business and...

Payments Innovation
Firms Tap Orchestration to Tame Chaos of Too Many Payment Options
October 14, 2025

Watch more: Need to Know: Priority, Sean Kiewiet Modern commerce has never offered customers more ways to pay or get paid. From cards, ACH, wires, real-time payments, wallets, cryptocurrency and cross-border rails, the menu keeps expanding. For merchants and platforms, that optionality is a competitive...