If 2025 felt like the year the future stopped “arriving” and started showing up in production, you are not imagining it. In payments and commerce, the most important shifts rarely announce themselves with a single product launch. They surface in how executives describe their constraints,...
Liquidity decisions for multinational enterprises have always been defined by timing. Treasury teams watch cutoff times, forecast balances and pre-fund accounts before weekends or bank holidays. Stephen Randall, global head of Liquidity Management Services at Citi, told PYMNTS in a recent interview that those days...
Watch more: What’s Next in Payments The systems behind the scenes of payments modernization are complex, and so are the teams that design and support them. For Green Dot, the force that keeps those parts aligned is not a technology layer but an insight engine...
Watch more: Live Roundtable: AWS and Form3’s Mark Smith and Mark Fieldhouse The cloud hasn’t just modernized payments. It’s made them programmable. The institutions embracing that shift are accelerating faster than anyone imagined even five years ago. Against this backdrop, the banking sector’s early experiments...
Watch more: The Digital Shift: Thales’ Francois Chaffard As artificial intelligence (AI) agents edge from novelty to shopping companion, merchants are revisiting an old question in a new form: Who — or what — gets trusted to pay? Agentic commerce promises frictionless buying, but it...
Watch more: Need to Know: Green Dot’s Renata Caine Embedded finance is no longer an experiment or competitive differentiator for a few large brands. More than 99% of companies already have at least one embedded finance capability, and 94% plan to increase their investment in...
Embedded finance is moving from a strategic initiative to a core requirement as firms across industries weave financial services into their platforms. The PYMNTS Intelligence report “Embedded Finance as a Strategic Initiative: How Integrating Financial Services Into Non-Financial Platforms is Driving Growth,” a Green Dot...
Online marketplaces have spent the last decade layering payments and financial tools into their platforms. Now, they are shifting from experimentation to disciplined execution as embedded finance becomes a core part of how they compete and grow. The PYMNTS Intelligence report “Embedded Finance Grows Up:...
Thanksgiving invites a pause, a chance to acknowledge progress in a year that has been unpredictable for consumers and businesses. Across the payments, banking and FinTech sectors, 2025 delivered real advances that offered stability, optionality and speed at moments when people needed those qualities most....