Working Capital
Slow Credit Access Holds Growing Businesses Back
July 22, 2026

Growth can create a strange problem. A company gets bigger, but the payment and credit tools around it don’t always keep up. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Economy
The $20 Billion Cost of Unpredictable Work Schedules
July 22, 2026

For decades, the hourly labor market has organized worker pay around the wage itself. Employers compete by adding another dollar per hour, workers compare job postings by headline pay, and policymakers measure economic progress through changes in average earnings. Get the Full Story Complete the...

Artificial Intelligence
Bank of America Equips Customer Service Reps With Gen AI
July 21, 2026

Bank of America has added new generative artificial intelligence capabilities to EricaAssist, an AI agent that works alongside the bank’s customer service representatives during calls. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Artificial Intelligence
OpenAI Launches Program to Accelerate Small Business AI Adoption
July 21, 2026

OpenAI has launched a program designed to help small businesses use ChatGPT to increase their productivity and scale their businesses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Legal & Regulation
House Passes Federal Tech Procurement Bill Without Senate Backing
July 21, 2026

The House passed a bill Monday (July 20) that its supporters said would improve federal technology procurement. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Earnings
Capital One Tests Moving Credit Cards to Discover Network
July 21, 2026

Capital One’s Discover integration dominated discussion during the second-quarter earnings call, alongside new initiatives, with the bank testing Capital One credit cards on the Discover network while continuing to spend on technology and artificial intelligence (AI). Get the Full Story Complete the form to unlock...

Investments
Augustus Raises $180 Million to Build Clearing Bank for Stablecoins
July 21, 2026

Augustus, formerly known as Ivy, raised $180 million in a Series B funding round to support its offering that gives financial institutions around the world direct access to dollar accounts and rails through a federally chartered bank. Get the Full Story Complete the form to...

Cybersecurity
OpenAI Models Breach Hugging Face During Cyber Evaluation
July 21, 2026

OpenAI said Tuesday (July 21) that a security incident reported last week by Hugging Face was caused by OpenAI models as their cyber capabilities were being tested by OpenAI. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Earnings
Hasbro’s Adult Fans Power a ‘Magic’ 16% Sales Jump
July 21, 2026

Hasbro’s strongest growth in the second quarter came from an audience most toy companies chase last: adult collectors, hobby gamers and longtime fans. For example, revenue in the Wizards of the Coast and Digital Gaming segment increased 27%, led by the Magic: The Gathering trading...