Artificial Intelligence
Moonshot Halts New Kimi K3 Subscriptions as Demand Overwhelms Compute
July 20, 2026

Chinese artificial intelligence startup Moonshot temporarily paused new subscriptions to its new open-weight model, Kimi K3, due to capacity constraints. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Artificial Intelligence
AI Oversight Enters a Crucial Summer of Deadlines
July 20, 2026

The next phase of artificial intelligence regulation is taking shape through committees, consultations and comment periods rather than a single sweeping federal rule. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Blockchain
Brazilian Securities Watchdog Takes Closer Look at Tokenization
July 20, 2026

Brazil’s securities regulator has established a working group to explore tokenized securities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Cybersecurity
Governments Weigh Ransomware Payment Bans as Hackers Grow Bolder
July 20, 2026

Governments have reportedly begun banning ransomware payments to hackers as demand amounts continue to rise. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Consumer Finance
OnePay and Upgrade Team on Personal Loan Program
July 20, 2026

Walmart-backed OnePay has teamed with fellow FinTech Upgrade to launch a consumer loan program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

B2B Payments
Why Vertical SaaS Companies Are Taking Control of Payments
July 20, 2026

Watch more: Summer School With Worldpay’s Billi Jo Wright Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Artificial Intelligence
The Housing Market Hands More Decisions to AI
July 20, 2026

For most of the history of consumer credit, the loan decision sat with a human. That model is changing. This week in the Prompt Economy™ AI agents are now handling document review, credit scoring, risk assessment and borrower communication autonomously, compressing timelines and extending credit...

Next-Gen Debit
Manual Debit Reviews Can Cost Banks $2.4 Million a Year
July 20, 2026

A difference of just 0.50 percentage points in debit authorization performance can turn into a five-figure monthly revenue leak for an issuer. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

BNPL
74% of BNPL Users Choose More Than One Provider
July 20, 2026

Buy now, pay later users are no longer choosing one provider and staying loyal. They are building a payment toolkit, selecting different installment options for different purchases. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...