What's Trending
Tokenized Deposits Steal Stablecoin Buzz — and the Business Model
January 06, 2026

In 2026, tokenized bank deposits overtake stablecoins as the preferred on-chain dollar for institutional and wholesale money, not because stablecoins disappear, but because banks turn deposits into programmable infrastructure without breaking the existing financial system.

Economy
Fed Says Tariffs Could Ease Inflation By Curbing Demand and Employment
January 06, 2026

New Federal Reserve research examines the relationship between high tariffs and reduced inflation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Regulation
Former OCC Chief Says Bank Charters Help Keep Crypto Compliant
January 06, 2026

Watch more: TechReg Talks with Rodney Hood Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Retail
Retailers Prepare for Agent-Driven Shopping at Scale
January 06, 2026

For most of the 21st century’s eCommerce era, retailers have optimized for a single decision-maker: a human with a screen, a cursor and relatively limited attention. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Credit Unions
How Credit Unions Became FinTechs’ Best Bet for Scale
January 06, 2026

An industry once dominated by national banks is being reshaped as FinTechs turn their attention to smaller institutions, with credit unions emerging as the partnership destination of choice. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

B2B Payments
How Integration Excellence Separates Embedded B2B Finance Winners From Pack
January 06, 2026

All technologies ultimately grow up and mature, to the point where their usefulness is all that remains of their initial buzz. That very cycle is playing out now across embedded finance in the B2B space. Get the Full Story Complete the form to unlock this...

Security & Fraud
Block and PayPal Say Scams Are Now an Industry
January 06, 2026

Watch more: Live Roundtable with Block’s Brian Boates, Paypal’s Dave Szuchman and FTA’s Angelena Bradfield Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Fraud Prevention
47% of Merchants Say False Declines Cost Them Sales
January 06, 2026

Merchants are discovering that fraud is no longer a problem they can solve at checkout alone. It is a systems challenge that runs through every step of the payment flow, from onboarding to post-transaction disputes. Get the Full Story Complete the form to unlock this...

IPO
Brazil FinTech PicPay Files for US IPO as Profits Surge
January 05, 2026

PicPay, the Brazilian mobile banking and instant-payments provider, has filed for a U.S. initial public offering (IPO), marking one of the most closely watched Brazil-linked FinTech listings since the region’s equity-capital-markets pipeline cooled after Nubank’s blockbuster debut. Get the Full Story Complete the form to...