Earnings
KeyCorp Uses AI to Reinforce Lending Discipline as Credit Improves
January 20, 2026

KeyCorp’s fourth-quarter results, released on Tuesday (Jan. 20), underscored a bank leaning into artificial intelligence (AI) and automation as tools of execution discipline, with an eye on wider transformation. Management framed technology spending as infrastructure that supports operating leverage as the franchise scales. Get the...

SMBs
Federal Reserve Opens Door to Main Street’s Post-Check Payments Future
January 20, 2026

The so-called “modern” paper check has been around for centuries. Before the United States ever gained its independence, the Bank of England in 1717 was using pre-printed forms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Legal & Regulation
UK Regulators Offer Clarity on Open Banking Pricing Models
January 20, 2026

British financial regulators have cleared an open banking project by the UK Payments Initiative (UKPI). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Artificial Intelligence
Automakers Face Chip Shortage Due to Demand From AI Data Centers
January 20, 2026

Automakers and their suppliers are reportedly facing shortages of memory chips due to competition from companies building artificial intelligence data centers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Artificial Intelligence
ServiceNow Teams With OpenAI to Offer Customers AI Agents
January 20, 2026

OpenAI has launched an agentic artificial intelligence (AI) partnership with workflow automation provider ServiceNow. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Partnerships
Velera to Provide Card Processing Solutions to Indiana-Based Financial Center
January 20, 2026

Indiana-based credit union Financial Center selected credit union service organization (CUSO) Velera to provide it with debit and credit card processing services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Artificial Intelligence
Enterprise AI Gets Real as Davos 2026 Focuses on Agents
January 20, 2026

Even Davos has entered the Prompt Economy. A sweep of the first two days of the World Economic Forum event shows the artificial intelligence (AI) debate has moved decisively beyond generative models that draft emails and summarize documents. The dominant framing this week is agentic...

IPO
Walmart’s PhonePe Gets Regulatory OK for Indian IPO
January 20, 2026

PhonePe, India’s largest digital payments company, is reportedly closer to going public. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Consumer Finance
Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
January 20, 2026

The latest round of tariff threats tied to global trade tensions, lobbed this weekend over Greenland, arrives at a moment when millions of U.S. households are already navigating thin financial margins, limited savings and heightened sensitivity to price changes. Get the Full Story Complete the...