Buy Now Pay Later
40% of Subprime Borrowers Have Applied for BNPL
May 14, 2025

Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances and improve their credit standing, according to a new PYMNTS Intelligence report. Get the Full Story Complete the form to...

Artificial Intelligence
From Faked Invoices to Faked Executives, GenAI Has Transformed Fraud
May 14, 2025

Generative artificial intelligence, encompassing technologies like deepfakes and advanced voice synthesis, has become a double-edged sword in payments and cybersecurity. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Opinion
How to Bridge the Gap Between FinTechs and Financial Institutions
May 14, 2025

Collaboration between credit unions and FinTechs can shape the future of financial services, Velera Chief Product Officer Denise Stevens writes in a new PYMNTS eBook, “The Listening Economy: How Customer Conversations Are Transforming Financial Services.” Get the Full Story Complete the form to unlock this...

Payments Innovation
Why Fast-Moving Issuers Win in a World of Customer Impatience
May 14, 2025

Anyone who wants to learn about a winning mindset can find no shortage of quotes to get inspired. Maybe the best one comes from the GOAT (Greatest of All Time) himself. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Walmart
CFPB Drops Lawsuit Against Walmart and FinTech Company Branch
May 13, 2025

The Consumer Financial Protection Bureau (CFPB) reportedly dropped a lawsuit against Walmart and Branch that it filed in December. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

IPO
Chime Financial Files for IPO, Sees ‘Enormous Opportunity to Grow’
May 13, 2025

Chime Financial filed its Form S-1 registration statement for a proposed initial public offering (IPO) with the Securities and Exchange Commission (SEC) on Tuesday (May 13). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

CFPB
CFPB Aims to Rescind Regulation Requiring Registry of Consumer Law-Breaking Nonbank Financial Companies
May 13, 2025

The Consumer Financial Protection Bureau (CFPB) is proposing to rescind the “NBR Rule” it adopted last summer that established a registry of nonbank financial companies that have broken consumer laws and are subject to federal, state or local government or court orders. Get the Full Story Complete...

Google
Android Update to Feature New Animations and Live Updates
May 13, 2025

Google’s Android operating system is set to get one of its biggest updates in years. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Banking
Goldman Sachs Considering Expanding Retail Bank Into Ireland and Germany
May 13, 2025

Goldman Sachs Group is reportedly considering expanding its retail bank, Marcus, to Ireland and Germany. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...