Firms must know which decisions their AI agents are allowed to make, which ones still require a person and why, Maverick Payments President and Chief Operating Officer Ben Griefer writes in a new PYMNTS eBook, “Building the Agent-Ready Payments Enterprise.” Get the Full Story Complete the...
Card issuers must distinguish a fraudulent transaction from a legitimate one in milliseconds. Now there’s a new complication: What happens when the legitimate customer is no longer the party directly making the purchase? Get the Full Story Complete the form to unlock this article and...
Oportun has expanded its savings app, Set & Save, to include a new artificial intelligence-powered feature that identifies routine bills and automatically helps members save toward upcoming payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
When Apple launches its leasing offering, Apple Upgrade, on Tuesday (July 28), the company will wind down its iPhone Upgrade Program, Bloomberg reported Sunday (July 26). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
Meta is trying every angle it has to make its artificial intelligence (AI) bet pay off. It has spent more than $100 billion building the infrastructure. It has restructured its research division around what CEO Mark Zuckerberg calls “personal superintelligence.” It has pushed AI into...
The clearest evidence of LendingClub’s new incarnation into a full-scale digital bank can be measured not merely in another jump in personal loan volume, but what happened (pun intended) after borrowers arrived. Get the Full Story Complete the form to unlock this article and enjoy...
Lending marketplace Upstart has received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish a bank called Upstart Bank, N.A. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
The New York State Department of Financial Services (DFS) secured a $50 million penalty from Swedbank AB and its New York branch in a case in which the regulator alleged that the bank withheld information from investigators. Get the Full Story Complete the form to unlock this...
As regulated perpetual futures arrive in the United States, some trading firms and cryptocurrency exchanges are embracing them, while traditional Wall Street banks are taking a more cautious approach, CoinDesk reported Monday (July 27). Get the Full Story Complete the form to unlock this article...
