May 24, 2024
Making Sense of Post-Quantum Opportunities for Payments and Commerce
The thing about far-away technological innovations is that they get closer to reality each day. And with the news Tuesday (May 21) that Zoom is making post-quantum end-to-end encryption (E2EE) globally available across...
May 24, 2024
Financial Services Providers Highlight Opportunities in Cloud-Native Banking
The modernization of back-end systems represents an ongoing challenge for banks, especially as they seek to introduce new digital-first services. The options used to be stark: Rip and replace, or get the most...
May 24, 2024
Real-Time Transactions and Regulations Continue to Shape Payments
When it comes to payments innovations, banks and payment companies have held up their end of the deal. Instant payments, pay-by-bank, digital wallets, artificial intelligence and tokenization all have been pushed forward from the...
May 23, 2024
Payments Modernization Starts and Ends With Customer Preferences
Innovation in payments is rarely linear, but it is always impactful. That’s because staying ahead of the curve within payments and commerce often involves an interplay of technological advancements, regulatory...
May 23, 2024
Payments Speed and Security Acceleration Driven by Behavioral Expectations
The future of payments won’t be built overnight. But progress is being made almost every single day. Technology is reshaping every facet of business. The pursuit of efficiency, security and seamless...
May 23, 2024
Freelancers See Instant Payments as Financial Lifeline
Being a freelancer requires constantly drumming up work while hoping for prompt payment. Moreover, consumers who work freelance, contract or consulting rely on disbursement payments for part, if not all,...
May 23, 2024
Bank of America: New EU Instant Payments Rules Address Liquidity...
The payments landscape in Europe is poised for a shift as new regulations mandating support for instant payments go into effect in 2025. That’s no guarantee that consumers and businesses...
May 22, 2024
Faster Payments Poised to Drive Faster Growth for Small Businesses
Small- to medium-sized businesses (SMBs) can suffer the most from big delays in getting paid. With the news that the U.S. securities market will be converting to a T+1 standard settlement cycle Tuesday (May...
May 22, 2024
Where Instant Payments Is Headed — and Why
Amid the hype about the FedNow® Service approaching its one-year mark, instant payments may finally be settling down into more grounded territory, specifically, liquidity, competitive advantage and the customer experience. Those factors were top...
Activity in the global real-time payments landscape remains strong, with NetXD’s cloud solution aiding the smooth onboarding and integration of banks onto the RTP® network in the U.S., while in Canada, the eagerly awaited Real-Time Rail payment system steadily advances toward completion and launch. This edition of the “Real-Time Payments World Map,” a collaboration with The Clearing House, examines the latest developments fueling the rapid expansion of instant transactions worldwide.
Life as a freelancer is not easy, with late payments often leading to financial strain. PYMNTS Intelligence’s latest 22-page report, “Generation Instant: How Freelancers Use Instant Payments to Reduce Financial Hardship,” a collaboration with Ingo Payments, contains five charts of proprietary data exploring how and why freelancers rely so much on instant payments.