September 16, 2010
Dodd-Frank Wall Street Reform and Consumer Protection Act
Jun 28, 2010, 7:00am Washington, DC – Americans have faced the worst financial crisis since the Great Depression. Millions have lost their jobs, businesses have failed, housing prices have dropped,...
September 16, 2010
Collateral Damage from the Financial Crisis – Consolidation and Regulation
The decade ended with the start of the most severe financial crisis the world has faced since the Great Depression of the 1930s. In many respects the payments industry was...
September 16, 2010
What Does the Credit Card Market Have In Common with...
by Joshua M. Frank (bio) The credit card industry is highly concentrated. Ninety percent of the lending market is controlled by the top 10 issuers, yet there still appears to...
August 23, 2010
Consumer Protection Act — Sec. 1075. Reasonable Fees and Rules...
(a) IN GENERAL.—The Electronic Fund Transfer Act (15 U.S.C. 1693 et seq.) is amended— (1) by redesignating sections 920 and 921 as sections 921 and 922, respectively; and (2)...
August 19, 2010
Doing As They Say or Saying As They Do: Tax...
In recent years, credit card reward programs have become a basic component of personal finance. Credit card issuers use them to entice consumers to spend more on a given card....
August 04, 2010
Mobile Payments go Viral: M-PESA in Kenya
Bill & Melinda Gates Foundation [1] From: Yes Africa Can: Success Stories from a Dynamic Continent, World Bank, May 2010 Abstract M-PESA is a small-value electronic payment and store...
August 03, 2010
Introduction
Until two years ago, foreign banks wanted desperately to gain exposure in China, hoping to take advantage of the rise of a credit culture among the fast growing Chinese middle...
July 23, 2010
Transcript: The Future of Decoupled Debit Cards, Post Financial Reform
Evans: This is David Evans and the folks at PYMNTS.com linked me up with Joe Randazza of the National Payment Card Association. Joe’s one of the pioneers in introducing decoupled...
July 18, 2010
Looking For The Impact of Dodd-Frank On Consumer Financial Services
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With the capacity to absorb information now limited, to at least some extent, by the rules imposed on tweets and status updates, it should come as no surprise that much...