February 09, 2011
Electronic Payments in India: Looking Back and Surging Forward
Click here to download the White Paper Preface The first decade has been an eventful and possibly a watershed period in the Indian economy with consistently high GDP growth,...
February 07, 2011
Protecting Branchless Banking Consumers: Policy Objectives and Regulatory Options
Click here to download this article as a PDF. Introduction As with conventionally delivered financial services, consumers using branchless banking services face risks and challenges as well as benefits....
January 20, 2011
The Time for EMV in the United States Is Now
Click here to download this article as a PDF. Introduction In the past year, the topic of secure payments and secure payment cards (i.e., microprocessor-based EMV smart bank cards)...
January 18, 2011
Data Breaches and eCommerce: Is There Promise in New Prevention...
Click here to download this article as a PDF. Introduction Despite the recent economic crisis, lagging unemployment and lingering consumer doubts about the economy, one bright spot has persisted...
January 18, 2011
Chase Paymentech Launches Safetech Fraud and Security Solutions
Chase Paymentech, a leading merchant acquirer and payment processor, announces the launch of Safetech™ Fraud and Security Solutions. This suite of services deployed separately or as a group, will ultimately...
January 12, 2011
First Data and NRF Data Security Study Results
The National Retail Federation, the world’s largest retail trade organization, and First Data Corporation, a global leader in electronic commerce and payment processing, today released results from a research study...
January 10, 2011
Heartland Payment Systems’ E3 End-to-End Encryption MSR Wedge
Coalfire Systems — a leading independent Payment Card Industry (PCI) Qualified Security Assessors (QSA) — today released a security assessment validating that Heartland Payment Systems’ E3 end-to-end encryption magnetic stripe...
December 12, 2010
Is the PIN Mightier Than the Sword in Fighting Fraud?
Introduction Nothing is more important to the future of electronic payments than maintaining consumer trust and, in particular, consumer confidence that sensitive financial information will remain secure. To preserve that...
November 23, 2010
The Evolution of eCommerce, Innovation and Competition
PYMNTS University‘s Tim Attinger writes that commerce facilitation engines have evolved from basic merchant checkout functions and simple wallets into commerce generators, identifying consumer demand and driving purchase traffic and...
Cryptocurrency exchanges are grappling with the EU’s PSD2 as they look to craft seamless experiences for their global customer bases. In the “Authenticated Payments Report,” a PYMNTS and LoginID collaboration, Marcus Hughes, of crypto exchange Coinbase, explains how platforms must build authentication measures that satisfy consumers and evolving regulations.