Regulation

Regulation
CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status
January 12, 2026

The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration status when considering extending credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Regulation
Ripple Secures Electronic Money Institution License and Crypto Asset Registration in UK
January 09, 2026

Ripple received permissions that allow it to scale Ripple Payments, its cross-border payment solution that uses digital assets, in the United Kingdom. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Regulation
Senate Sets Dueling Markups for High-Stakes Crypto Market Regulation
January 09, 2026

This January is crunch time for the Senate on cryptocurrency market regulation efforts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Regulation
Meta’s $2 Billion Manus Deal Meets Regulatory Scrutiny in China
January 08, 2026

Chinese regulators are investigating Meta’s $2 billion purchase of artificial intelligence startup Manus, CNBC reported Thursday (Jan. 8). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Regulation
CFPB Draws Line Between Earned Wage Access and Credit
January 07, 2026

Earned wage access is moving to solidify status as a core feature of modern work, reshaping how millions of workers manage cash flow between paydays. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Regulation
Fed Draws a Hard Line Between Payments and Banks
January 06, 2026

Connection to the Federal Reserve has always meant more than mere plumbing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Regulation
Former OCC Chief Says Bank Charters Help Keep Crypto Compliant
January 06, 2026

Watch more: TechReg Talks with Rodney Hood Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Regulation
DOT Looks to Loosen Airline Consumer Protection Rules
January 05, 2026

The U.S. Department of Transportation (DOT) is pivoting away from aggressive regulatory oversight of the airline industry, part of a broader deregulatory agenda that aims to reduce the government’s ability to hold airlines accountable for violations of consumer protection and civil rights laws. Get the...

Regulation
Busy Year in Big Tech Regulation May Have Been a Warm Up for 2026
January 01, 2026

A new presidential administration in the United States and a new executive commission in the European Union transformed technology regulation in 2025. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...