Cover for the August 2026 PYMNTS Intelligence and Plaid Payments Protection Report. PYMNTS Intelligence reports that 57% of firms are experiencing more payment fraud, and just 24% have adapted controls for real-time payments.

57% of Firms in Payment-Heavy Industries Face More Fraud

Payment Protection: Why Firms Still Aren’t Real-Time Ready

Fraud attempts are climbing, but many businesses still can’t spot trouble before the money moves. New PYMNTS Intelligence data shows where payment defenses are falling short and how firms can close the gaps. Download this collaboration with Plaid now.

Inside the August Report

  • 57% of firms faced more fraud attempts than they did a year ago. Incoming customer payments pose the greatest risk for nearly half of the businesses surveyed.
  • 47% can’t detect fraud in real time or within minutes. Firms that verify account ownership in real time catch suspected fraud much faster.
  • Only 24% have adapted their fraud controls for real-time payments. Just 6% were fully prepared for new ACH fraud rules when they took effect.

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