LendingClub - New Reality Check: The Paycheck-To-Paycheck Report: The Regional Divide - April 2022 - Discover why growing shares of high-income consumers across all U.S. regions live paycheck to paycheck

New Reality Check: The Paycheck-To-Paycheck Report: The Regional Divide

NEW DATA: Half of All High-Income US Consumers Are Feeling the Cash Flow Crunch

Mounting inflation continues to weigh on consumer’s economic prospects — so much that 50% of high-income U.S. consumers now live paycheck to paycheck. In the latest New Reality Check: The Paycheck-To-Paycheck Report, a PYMNTS and LendingClub collaboration, PYMNTS surveyed 3,250 U.S. consumers to reveal that the paycheck-to-paycheck profile isn’t a lower-credit-score, lower-income consumer, but simply how most Americans now manage their cash flow.

Inside the April Report

  • 62%: Portion of U.S. consumers living paycheck to paycheck in February 2022
  • 28%: Share of urban consumers who live paycheck to paycheck with issues paying their bills
  • 35%: Share of urban consumers earning more than $100,000 who live paycheck to paycheck

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    New Reality Check: The Paycheck-to-Paycheck Report