New Reality Check: The Paycheck-to-Paycheck Report: The Seasonal Financial Distress Deep Dive Edition

Holiday Season Creates Financial Stress for Two-Thirds of US Consumers

New Reality Check: The Paycheck-to-Paycheck Report: The Seasonal Financial Distress Deep Dive Edition

The holidays — filled with family, fun and financial stress. The latest Paycheck-to-Paycheck survey of 4,218 consumers finds 66% of them reporting that the most financially stressful months of the year are November, December and January, as holiday shopping and the bills that follow make managing their finances especially challenging. Read more in “New Reality Check: The Paycheck-to-Paycheck Report,” The Seasonal Financial Distress Deep Dive Edition, a PYMNTS Intelligence and LendingClub collaboration.

Inside the September Report

  • 19%: Portion of U.S. consumers living paycheck to paycheck with issues paying bills in August 2023
  • 49%: Share of consumers who say their finances are particularly tight at specific times of the year
  • 55%: Portion of consumers facing seasonal swings in financial standing who cited events and celebrations as a reason for seasonal financial distress

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    New Reality Check: The Paycheck-to-Paycheck Report