Digital-First Banking

Digital-First Banking
Can Blockchain Help Banking-as-a-Service Leap From Commodity to Capital Access On-Ramp?
September 26, 2022

In the bid to change financial services, to broaden financial inclusion, the promise of challenger banks was that they’d upend the way financial products could be designed and could come to market. But the challengers have some challenges of their own, as Mike Cagney, CEO...

Digital-First Banking
Digital-First Banking Brings Efficiency, Access to African Consumers, SMBs
September 22, 2022

The appetite for digital banking has accelerated in recent years, giving rise to a new generation of challenger banks and FinTech players that are disrupting the traditional banking space with often cheaper, faster and more efficient solutions. Get the Full Story Complete the form to...

Digital-First Banking
Bancorp Changes Status to National Bank Charter, Moves to South Dakota
September 20, 2022

The Bancorp Bank is dropping its Delaware charter to become a national bank and is now regulated by the Office of the Comptroller of the Currency (OCC) as the financial services firm relocates its headquarters from Wilmington, Delaware to Sioux Falls, South Dakota. Get the...

Digital-First Banking
US FinTech WayaPay Launches Digital Bank, Transfer App Aimed at African Immigrants
September 18, 2022

WayaPay, which describes itself as a Kenyan FinTech based in the United States, says it has launched its full-service digital bank and money-transfer app tailored to the needs of immigrants from Africa. Get the Full Story Complete the form to unlock this article and enjoy...

Digital-First Banking
NCR’s Corporate Split Uses ATMs to Boost Self-Service, Digital-First Banking
September 16, 2022

For NCR Corp., the goal is to capitalize on the continued shift to digital banking. Underpinning its newly-announced split into two independent companies,  we see some other shifts taking root: A shift from roots as a hardware-centric vendor towards software and a shift from manufacturing...

Digital-First Banking
PYMNTS Intelligence: Consumers Want More From Their Mobile Banking Apps
September 16, 2022

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Digital-First Banking
Insiders Explain Why Employee Payments Are Ripe for Digital Innovation
September 15, 2022

Last year, 76% of Americans used their banks’ mobile apps to conduct everyday banking tasks, from depositing checks to viewing statements, yet Atomic’s Lindsay Davis says more is needed to keep customers loyal.

Digital-First Banking
Walmart Takes First Step to Launching Digital Bank With One
September 14, 2022

Retail banking, indeed.  In the most literal sense. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Digital-First Banking
Cloud Banking Firm nCino, Codat Team on SMB Loan Underwriting
September 14, 2022

Codat, an API for small business data, will be partnering with cloud banking firm nCino to automate and accelerate the ways banks can underwrite small business loans, a press release said. Get the Full Story Complete the form to unlock this article and enjoy unlimited...