Digital-First Banking

Digital-First Banking
Brazilian Banks Improve Profitability, Led by Digital Players
November 21, 2024

Digital banks reportedly led Brazilian banks’ profitability improvements during the first half of the year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Digital-First Banking
Lend, Don’t Break: How Mid-Size Banks Can Overcome Digital Lending Growing Pains
November 07, 2024

Throughout their history, mid-sized banks have served as a lifeline for local businesses across America. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Digital-First Banking
Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test
October 16, 2024

Mid-sized financial institutions (FIs) — including community banks, regional banks, and credit unions — face growing challenges in automating their lending processes. This is particularly true for small to mid-sized businesses (SMBs). While 70% of FIs have automated consumer lending, only 33% have done so...

Digital-First Banking
FinTechs and FIs Find Common Ground on Scaling Real-Time AML Compliance
October 02, 2024

Recent announcements and partnerships have shown core banking’s appeal — not just for traditional FIs, but FinTechs too — as anti-money laundering (AML) efforts must scale and move into real-time functionality, ideally automated, to monitor real-time transactions. Get the Full Story Complete the form to...

Digital-First Banking
Chime’s Free Overdraft Feature Extended $30 Billion to Users
October 01, 2024

FinTech firm Chime says it has covered billions in overdrafts for its users. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Digital-First Banking
NCR Voyix Finalizes $2.4 Billion Digital Banking Sale to Veritas Capital; Rebrands as Candescent
September 30, 2024

NCR Voyix has completed the sale of its digital banking unit, the company said in a Monday (Sept. 30) news release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Digital-First Banking
Mercado Pago Applies for Banking License in Mexico
September 25, 2024

Mercado Pago, the FinTech arm of MercadoLibre, reportedly applied for a banking license in Mexico earlier this month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Digital-First Banking
nCino: International Banks Lag U.S. Peers in Digital Transformation
August 27, 2024

Digital transformation can come even to industries where change happens slowly. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Digital-First Banking
Prize-Linked Neobank PrizePool Shutters App Ahead of Acquisition
August 25, 2024

 Neobank PrizePool is reportedly shutting down its consumer app amid an acquisition. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...