News

Artificial Intelligence
Federal Healthcare Agencies Prepare for Agentic AI
January 23, 2026

The U.S. Department of Health and Human Services’ Advanced Research Projects Agency for Health (ARPA-H) is seeking proposals for a multiyear initiative to spur the development and approval of agentic artificial intelligence systems capable of performing clinical tasks previously limited to clinicians. Get the Full...

Artificial Intelligence
KeyBank Taps $100 Million Increase in Technology Spend
January 23, 2026

Banks are increasingly turning to artificial intelligence to cut costs and improve customer service, with savings showing up most clearly in call center operations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

IPO
Crypto Wallet Maker Ledger Plans US IPO
January 23, 2026

Ledger, a French company that makes hardware designed to securely store cryptocurrency, reportedly plans to launch an initial public offering (IPO) in the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Social Commerce
TikTok Continues Operations in US as New Joint Venture
January 23, 2026

TikTok will continue to operate in the United States as a new, majority American-owned joint venture called TikTok USDS Joint Venture LLC. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Banking
Citigroup to Lay Off Managing Directors and Senior Employees in March
January 23, 2026

Citigroup reportedly plans to lay off an unspecified number of employees in March after cutting about 1,000 jobs this month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Banking
Affirm Applies to Establish Industrial Loan Charter
January 23, 2026

Buy now, pay later (BNPL) provider Affirm aims to establish a bank subsidiary called Affirm Bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Digital Banking
Revolut Drops US Bank Buyout Plan, Eyes Standalone OCC Charter
January 23, 2026

Revolut is shifting its U.S. playbook again. The U.K.-headquartered FinTech has dropped plans to buy an American bank and is now preparing to pursue a standalone U.S. banking license, a move that would give it a clearer path to scale lending and other core bank...

Artificial Intelligence
Anthropic Says Most Gen AI Use Still Involves Human Oversight
January 22, 2026

Predictions about generative artificial intelligence (AI) often focus on extremes, from mass job displacement to sweeping productivity gains. New usage-level data from Anthropic offers a more measured picture of what is happening inside real workflows today. Get the Full Story Complete the form to unlock...

Security & Fraud
Supply Chain Cyberattack Puts Enterprise Trade Secrets at Risk
January 22, 2026

If enterprise cybersecurity has a primary fault line, it is the supply chain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....