How Consumers Pay For Elective Medical Procedures

The How Consumers Pay For Elective Medical Procedures Report, a PYMNTS and Paya collaboration, analyzed the survey responses of 998 American consumers who considered paying for elective medical procedures during a six-month period. We used this data to examine the factors preventing them from purchasing the procedures they wanted, and how payment plans can help medical practitioners extend services to more patients and boost their bottom lines.

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Key Findings Inside The Report Include

  • 9 percent: Share of consumers who considered elective care but opted out because they could not afford it
  • $18.4 billion: Potential revenue for healthcare providers to gain by offering payment plans for cosmetic surgery
  • 9 percent: Share of consumers who paid for at least one elective procedure in the past six months whose cost significantly applied to their deductible

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