Cover for the July 2026 PYMNTS Intelligence and The Clearing House collaboration, The Bankers’ Playbook: The ROI Case for Instant B2B Payments. Most U.S. financial institutions rate the ROI of instant B2B payments as high. See how real-time payments are reshaping commercial banking.

88% of Banks Report Strong ROI With Instant Business Payments

The Bankers’ Playbook: The ROl Case for Instant B2B Payments

Instant B2B payments are becoming the foundation of commercial money flows. Based on a survey of 100 senior leaders at U.S. financial institutions, the new PYMNTS Intelligence report—in collaboration with The Clearing House—shows how banks turn instant payments into deeper, more profitable client relationships. Get the data and the roadmap.

Inside the July Playbook

  • Financial institutions are using instant B2B payments to strengthen their role as primary banking partners for business clients.
  • Banks can frame the ROI case differently for boards, senior leaders and operational teams.
  • The next stage of real-time payment competition will depend on data, treasury workflows and services built on top of instant rails.

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