BNPL

BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences

BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
January 21, 2026  |  BNPL

Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually...

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High Earners Make Card Installments a Pay-Later Power Tool
High Earners Make Card Installments a Pay-Later Power Tool
January 14, 2026  |  Payment Methods

Pay later is no longer a niche solution for cash-strapped consumers, as high earners increasingly use credit card installment plans to manage spending with precision...

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What 2026 Will Make Obvious
What 2026 Will Make Obvious
January 14, 2026  |  What's Hot

“For last year’s words belong to last year’s language. And next year’s words await another voice.” — T.S. Eliot When T.S. Eliot wrote those lines...

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Steady Inflation and High Food Prices Push Consumers Toward Installments
Steady Inflation and High Food Prices Push Consumers Toward Installments
January 13, 2026  |  Economy

The latest inflation data released Tuesday (Jan. 13) suggests a steady pace of inflation overall, but groceries and other essentials continue to rise faster than...

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Consumers Pay the Price as State Regulation Fractures FinTech Scale
Consumers Pay the Price as State Regulation Fractures FinTech Scale
January 13, 2026  |  What's Hot

The CFPB’s decision to dial down enforcement of BNPL and other nonbank credit products hasn’t created a vacuum. It has invited fifty competing rulebooks to...

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BNPL’s Next Act Is as Consumer Working Capital
BNPL’s Next Act Is as Consumer Working Capital
January 08, 2026  |  News

In 2026, Buy Now, Pay Later stops being a checkout feature and becomes working capital for the modern middle class, replacing overdraft and late fees...

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Gr4vy’s Payment Orchestration Platform Integrates Affirm’s Flexible Payment Options
Gr4vy’s Payment Orchestration Platform Integrates Affirm’s Flexible Payment Options
January 07, 2026  |  BNPL

Merchants using Gr4vy’s cloud-based payment orchestration platform can now offer Affirm’s flexible payment options to eligible customers through online and mobile channels. The offering is...

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Credit Card Installment Use Rises 46% Since Spring 2025
Credit Card Installment Use Rises 46% Since Spring 2025
January 05, 2026  |  Payment Methods

Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. That is...

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